2201 Lauren Way, Hernando, MS 38632 Property Records

DeSoto County property record for 2201 Lauren Way, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,126 sqft · built 2024
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on File
Tax Bill	$3,980 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Sep 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-8-33-04-0-00072-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-8-33-04-0-00072-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,126 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	78,408 sqft (1.8 acres)

Location & Zoning

Street Address	2201 LAUREN WAY
City	HERNANDO
State	MS
Zip	38632-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ESTATES OF GRAYS VALLEY SEC C LOT 72
Legal Subdivision	ESTATES OF GRAYS VALLEY
Legal Lot Number	72
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2038
Census Tract	71002

Owner

2201 Lauren Way is owned and occupied by an individual who acquired it in September 2024.

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2201 LAUREN WAY, HERNANDO, MS 38632-1454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Sep 27, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2024
Deed Sale	Sep 27, 2024
Deed Document Number	0102417613
Deed Book / Page	1024 / 17613
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2201 LAUREN WAY, HERNANDO, MS 38632-1454
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 LAUREN WAY, HERNANDO, MS 38632-1454

Mortgage

Document Number	5662/80624
Date	Aug 8, 2025
Book Page	5662/80624

Lender

Name	CADENCE BANK NA
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 27, 2024
Property Address	2201 LAUREN WAY, HERNANDO, MS 38632-1454
Document Number	1024/17613
Book / Page	1024 / 17613
Map Reference	MB 149 PG 6
Instrument Date	Sep 27, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 851, OLIVE BRANCH, MS 38654-0851

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2201 LAUREN WAY, HERNANDO, MS 38632-1454

Mortgage

Document Number	0566194811
Date	Sep 27, 2024
Instrument	5661/94811

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2201 Lauren Way was $3,980.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,980.00	$51,273 Land $5,000 Building $46,273	$512,733 Land $50,000 Building $462,733

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2201 Lauren Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2201 Lauren Way is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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