2188 Lauren Way, Hernando, MS 38632 Property Records

DeSoto County property record for 2188 Lauren Way, Hernando, MS 38632

Property Summary

Property Type	Planned Unit Development
Lot Size	2.04 acres (88,862 sqft)
Owner	2 Individual Names on Record
Last Sale	$541,310 (Nov 2025)
Tax Bill	$469 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-8-33-04-0-00040-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-8-33-04-0-00040-00`

Interior

Interior Walls	Wallboard/Drywall

Exterior

Roof Type	Gable
Lot Area	88,862 sqft (2.04 acres)

Location & Zoning

Street Address	2188 LAUREN WAY
City	HERNANDO
State	MS
Zip	38632-1455
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	A
Legal Description	ESTATES OF GRAYS VALLEY SEC C LOT 40
Legal Range	007
Legal Township	03S
Legal Section	33
Legal Subdivision	ESTATES OF GRAYS VALLEY
Legal Lot Number	40
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2038
Census Tract	71002

Owner

Source: DeSoto County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2188 LAUREN WAY, HERNANDO, MS 38632-1455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Jul 31, 2024	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANCORP BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Deed Book / Page	1025 / 22351
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 18, 2025
Property Address	2188 LAUREN WAY, HERNANDO, MS 38632-1455
Document Number	1025/22351
Book / Page	1025 / 22351
Map Reference	MB 149 PG 6
Instrument Date	Nov 7, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1990 GREEN PORT DR, HERNANDO, MS 38632-7274

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2188 LAUREN WAY, HERNANDO, MS 38632-1455

Mortgage

Document Number	5662120384
Date	Nov 18, 2025
Instrument	5662/120384

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 31, 2024
Property Address	2188 LAUREN WAY, HERNANDO, MS 38632-1455
Document Number	1024/13642
Book / Page	1024 / 13642
Map Reference	MB 149 PG 6
Instrument Date	Jul 26, 2024
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1947 ROYAL LANE, HERNANDO, MS 38632-7552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 GREEN PORT DR, HERNANDO, MS 38632-7274

Mortgage

Document Number	0566172627
Date	Jul 31, 2024
Instrument	5661/72627

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$469.00	$5,625 Land $5,625	$37,500 Land $37,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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