2268 Lauren Way, Hernando, MS 38632 Property Records

DeSoto County property record for 2268 Lauren Way, Hernando, MS 38632

Property Summary

Property Type	Vacant Land
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on Record
Last Sale	$680,960 (Nov 2025)
Tax Bill	$469 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3-07-8-33-04-0-00042-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-8-33-04-0-00042-00`

Exterior

Lot Area	67,082 sqft (1.54 acres)

Location & Zoning

Street Address	2268 LAUREN WAY
City	HERNANDO
State	MS
Zip	38632-1454
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	A
Legal Description	ESTATES OF GRAYS VALLEY SEC C LOT 42
Legal Range	007
Legal Township	03S
Legal Section	33
Legal Subdivision	ESTATES OF GRAYS VALLEY
Legal Lot Number	42
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2038
Census Tract	71002

Owner

Source: DeSoto County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5325 W OAK GROVE RD, HERNANDO, MS 38632-8063
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORPORATION
Nov 25, 2025	Intrafamily Transfer, Transfer · Construction Mortgage STORY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Deed Book / Page	1025 / 22807
Prior Transfer Date	Nov 19, 2025
Prior Transfer Doc	1025/22807
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Aug 26, 2026
Property Address	2268 LAUREN WAY, HERNANDO, MS 38632-1454
Document Number	5663096994
Book / Page	5663 / 96994
Instrument Date	Aug 21, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 EMERALD BLVD, LEBANON, TN 37087-5430

Mortgage

Document Number	5663096994,
Date	Aug 26, 2026
Book Page	5663/96994

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Nov 25, 2025
Property Address	2268 LAUREN WAY, HERNANDO, MS 38632-1454
Document Number	1025/22807
Book / Page	1025 / 22807
Map Reference	MB 149 PG 6
Instrument Date	Nov 19, 2025
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1947 ROYAL LN, HERNANDO, MS 38632-7552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5325 W OAK GROVE RD, HERNANDO, MS 38632-8063

Mortgage

Document Number	5662122965
Date	Nov 25, 2025
Instrument	5662/122965

Lender

Name	STORY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 19, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$469.00	$5,625 Land $5,625	$37,500 Land $37,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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