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2220 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2220 Eldorado Ct, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms5 Baths
Year BuiltBuilt 2021
Square Footage3,632 sqft Living Area
Lot Size90,169 sqft (2.07 acres)
OccupancyOwner Occupied
Last Sale$95,000 (2020)
Tax Bill$8,861.00 (2025)

Property Details

APN / Parcel Number

Primary APN18-26-32-2597-0001-0440
Alternative APNs
  • 263218259700010440
  • 102962

Interior

Bedrooms6 Beds
Full Baths5 Baths
Building Area3,632 sqft Living Area
Gross Area5,191 sqft Gross Area
1st Floor3,632 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area90,169 sqft (2.07 acres)
Garage TypeAttached Garage
Garage Area759 sqft Garage
Pool TypeIn-Ground Pool Pool Type
Pool Area312 sqft Pool
Deck Area1,188 sqft Deck

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address2220 ELDORADO CT
CitySAINT CLOUD
StateFL
Zip34771-9564
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT 1 PB 2 PG 278-280 LOT 44
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UNIT 1
Legal Tract2597
Legal Block440
Legal Lot Number44
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1003
Census Tract43801

Owner

Source: Osceola County records · APN 18-26-32-2597-0001-0440

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2220 ELDORADO CT, SAINT CLOUD, FL 34771-9564
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Correction Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 03, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 27, 2020Warranty Deed, Construction Loan · Building or Construction Mortgage
CENTENNIAL BANK
Oct 02, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Prior SaleOct 02, 2019 · Amount on Record
Deed Doc Number2020113485
Deed Book / Page5782 / 712
Last Transfer DateApr 29, 2026
Transfer Doc0000056446
Record RefreshedSep 20, 2026

April 2026: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateApr 29, 2026
Property Address2220 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number0000056446
Book / Page6963 / 39
Instrument DateApr 29, 2026
Instrument2026.56446
Transaction TypeTransfer
Record UpdatedMay 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address2220 ELDORADO CT, SAINT CLOUD, FL 34771-9564

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 03, 2026
Property Address2220 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number0069301807
Book / Page6930 / 1807
Map ReferenceMB 2 PG 278-280
Instrument DateFeb 25, 2026
Instrument2026027902
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2220 ELDORADO CT, SAINT CLOUD, FL 34771-9564

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address3931 ETERNITY CIR, SAINT CLOUD, FL 34772-8268

August 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 27, 2020
Property Address2220 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number0057820712
Book / Page5782 / 712
Map ReferenceMB 2 PG 278-280
Instrument DateAug 26, 2020
Instrument2020113485
Transaction TypeConstruction Loan
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$665.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3758 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8731

Mortgage

Document Number0005782713
DateAug 27, 2020
Instrument5782/713
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateSep 01, 2026
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change6.12%
Index1-Year CMT
Max Rate10.1%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 02, 2019
Property Address2220 ELDORADO CT, SAINT CLOUD, FL 34771-9564
Document Number0055991574
Book / Page005599 / 001574
Instrument DateSep 03, 2019
Instrument127497
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$665.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1136 NEW YORK AVE ST CLOUD FL 347693782, ST CLOUD, FL 34769-3782

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,861.00 (+4.83%)$577,561 (+5.99%)$905,700 (+25.46%) Land $110,000 Building $795,700
2024$8,453.00 (+1.94%)
2023$8,292.00 (+3.83%) Homeowner's exemption$544,936 (+3%)$721,900 (+15.54%) Land $85,000 Building $636,900
2022$7,986.00 Homeowner's exemption$529,065$624,800 Land $80,000 Building $544,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire LikelihoodAbout 1 in 105 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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