2205 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2205 Eldorado Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,918 sqft · built 1994
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$117,900 (Oct 1994)
Tax Bill	$2,767 (2025)
Flood Zone	Zone A (high risk)
APN	`102976`

Property Details

APN / Parcel Number

Primary APN	`102976`
Alternative APN	`182632259700010580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,918 sqft Heated Area
Gross Area	3,818 sqft
1st Floor Area	1,918 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Mixed
Garage Area	766 sqft
Parking Spaces	6 Parking Spaces
Porch	Porch
Porch Area	486 sqft
Deck Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	102976
Street Address	2205 ELDORADO CT
City	SAINT CLOUD
State	FL
Zip	34771-9565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT 1 PB 2 PG 278-280 LOT 58
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UN 1
Legal Tract	2597
Legal Block	1
Legal Lot Number	58
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1000
Census Tract	43801

Owner

Source: Osceola County records · APN 102976

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2205 ELDORADO CT, SAINT CLOUD, FL 34771-9565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 1994 · Amount on Record
Deed Sale	Oct 28, 1994 · Amount on Record
Deed Document Number	0012202016
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,767.00 (+8.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$194,154 (+5.99%)	$478,200 (+26.41%) Land $110,000 Building $368,200
2023	$2,549.00 (+4.85%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$183,188 (+3%)	$378,300 (+14.81%) Land $85,000 Building $293,300
2022	$2,431.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$177,853	$329,500 Land $80,000 Building $249,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	High above 87% of the US · above 79% of Florida
Wildfire Likelihood	About 1 in 93 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.