2155 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2155 Eldorado Ct, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2.5 Baths
Year Built	Built 2004
Square Footage	2,733 sqft Living Area
Lot Size	100,188 sqft (2.3 acres)
Occupancy	Owner Occupied
Last Sale	$395,000 (2019)
Tax Bill	$3,310.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`18-26-32-2597-0001-0560`
Alternative APNs	`263218259700010560` `102974`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,733 sqft Living Area
Gross Area	3,690 sqft Gross Area
1st Floor	1,878 sqft 1st Floor
Upper Floors	855 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	100,188 sqft (2.3 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage
Deck Area	390 sqft Deck
Porch Area	429 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2155 ELDORADO CT
City	SAINT CLOUD
State	FL
Zip	34771-9551
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT 1 PB 2 PG 278-280 LOT 56
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UNIT 1
Legal Tract	2597
Legal Block	1
Legal Lot Number	56
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1000
Census Tract	43801

Owner

Source: Osceola County records · APN 18-26-32-2597-0001-0560

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2155 ELDORADO CT, SAINT CLOUD, FL 34771-9551
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Prior Sale	Jun 16, 2003 · Amount on Record
Deed Doc Number	2019149918
Deed Book / Page	5625 / 1443
Prior Transfer Date	Mar 30, 2006
Prior Transfer Doc	0031790652
Record Refreshed	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 18, 2019
Property Address	2155 ELDORADO CT, SAINT CLOUD, FL 34771-9551
Document Number	0056251443
Book / Page	5625 / 1443
Map Reference	MB 2 PG 278-280
Instrument Date	Nov 15, 2019
Instrument	2019149918
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	LAND TITLE PROFESSINALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2155 ELDORADO CT, 2155, SAINT CLOUD, FL 34771-9551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2155 ELDORADO CT, SAINT CLOUD, FL 34771-9551
Investor	Possibly a Property Investor

Mortgage

Document Number	0056251445
Date	Nov 18, 2019
Instrument	5625/1445

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,489.00 (+5.41%) Homeowner's exemption	$241,248 (+5.99%)	$590,400 (+25.94%) Land $110,000 Building $480,400
2024	$3,310.00 (+2.19%)
2023	$3,239.00 (+4.38%) Homeowner's exemption	$227,621 (+3%)	$468,800 (+15.35%) Land $85,000 Building $383,800
2022	$3,103.00 Homeowner's exemption	$220,992	$406,400 Land $80,000 Building $326,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	High above 87% of the US · above 79% of Florida
Wildfire Likelihood	About 1 in 93 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.