1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Eldorado Ct

2050 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2050 Eldorado Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,998 sqft Heated Area
Lot Size87,120 sqft (2 acres)
OccupancyOwner Occupied
Last Sale$60,500 (2017)
Tax Bill$4,339.00 (2025)

Property Details

APN / Parcel Number

Primary APN102966
Alternative APN
  • 182632259700010480

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,998 sqft Heated Area
Gross Area3,188 sqft Gross Area
1st Floor1,998 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area87,120 sqft (2 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area575 sqft Garage

Exterior Amenities

Pool Area392 sqft Pool
Deck Area397 sqft Deck
PorchOpen Porch
Porch Area615 sqft Porch
Pole Structure520 sqft Pole Structure

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number102966
Street Address2050 ELDORADO CT
CitySAINT CLOUD
StateFL
Zip34771-7919
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT 1 PB 2 PG 278-280 LOT 48
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UN 1
Legal Tract2597
Legal Block1
Legal Lot Number48
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1003
Census Tract43801

Owner

Source: Osceola County records · APN 102966

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2050 ELDORADO CT, SAINT CLOUD, FL 34771-7919
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER
Jul 31, 2017Loan Modification, Mortgage
GATEWAY MTG
Feb 01, 2017Warranty Deed, Construction Loan · Building or Construction Mortgage
GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2017 · Amount on Record
Deed SaleFeb 01, 2017 · Amount on Record
Prior SaleNov 24, 2015 · Amount on Record
Deed Doc Number2017017759
Deed Book / Page5095 / 1765
Record RefreshedJun 08, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2050 ELDORADO CT, SAINT CLOUD, FL 34771-7919
Document Number0057632052
Instrument DateJul 22, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2050 ELDORADO CT ST CLOUD FL 347717919, ST CLOUD, FL 34771-7919

Mortgage

Document Number0057632052
DateJul 29, 2020
Book Page005763/002052
Instrument98644
Lender
NameSPRING EQ LLC
AddressPHILADELPHIA, PA 19104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 28, 2040

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2050 ELDORADO CT, SAINT CLOUD, FL 34771-7919
Document Number0057431520
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2050 ELDORADO CT ST CLOUD FL 347717919, ST CLOUD, FL 34771-7919

Mortgage

Document Number0057431520
DateJun 25, 2020
Book Page005743/001520
Instrument81628
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 24, 2050

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address2050 ELDORADO CT, SAINT CLOUD, FL 34771-7919
Document Number0052320703
Book / Page005232 / 000703
Instrument DateJul 31, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2050 ELDORADO CT ST CLOUD FL 347717919, ST CLOUD, FL 34771-7919

Mortgage

Document Number0052320703
DateOct 30, 2017
Book Page005232/000703
Instrument155719
Lender
NameGATEWAY MTG
TypeMortgage Company
AddressJENKS, OK 74037
Agreement
AmountAmount Recorded
Term360 Months
DueOct 29, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

February 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 01, 2017
Property Address2050 ELDORADO CT, SAINT CLOUD, FL 34771-7919
Document Number0050951765
Book / Page5095 / 1765
Map ReferenceMB2 PG278-280
Instrument DateJan 31, 2017
Instrument2017017759
Transaction TypeConstruction Loan
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$423.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address158 NOSAY RD, 158, SOUTH MILLS, NC 27976-9623

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 JERSEY AVE, SAINT CLOUD, FL 34769-3251

Mortgage

Document Number0050951766
DateFeb 01, 2017
Instrument5095/1766
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term371 Months
DueJan 01, 2048
Interest
Rate TypeFixed Rate
Rate5.5%
Type Change DateJan 01, 2019
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change7.5%
Index1-Year LIBOR
Max Rate10.5%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,339.00 (+7.19%) Homeowner's exemption$302,607 (+5.99%)$657,900 (+26.2%) Land $121,000 Building $536,900
2023$4,048.00 (+4.09%) Homeowner's exemption$285,514 (+3%)$521,300 (+14.47%) Land $91,800 Building $429,500
2022$3,889.00 Homeowner's exemption$277,199$455,400 Land $86,400 Building $369,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 87% of the US · above 79% of Florida
Wildfire LikelihoodAbout 1 in 93 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Eldorado Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures