DeKalb County property record for 220 Lockhart St, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,498 sqft · built 1960 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $79,000 (Aug 1999) |
| Tax Bill | $846 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-03-152-010.000-008 |
| Primary APN | 17-06-03-152-010.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,498 sqft Living Area |
| 1st Floor Area | 1,498 sqft |
| Basement Area | 485 sqft |
| Unfinished Basement | 485 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 130 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 310603152010 |
|---|---|
| Street Address | 220 LOCKHART ST |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN SW1/4 NW1/4 SECTION 3 TWP 34 RANGE 13 ACRES 0.1600 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20200 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 220 LOCKHART ST, WATERLOO, IN 46793-9357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 1999 · Amount on Record |
| Deed Sale | Aug 13, 1999 · Amount on Record |
| Prior Sale | Jan 9, 1998 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 220 LOCKHART ST, WATERLOO, IN 46793-9357 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202303705 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 202303705 |
| Name | PROFED FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WAYNE, IN 46805 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 15, 2038 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Municipality | Waterloo Town |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $846.00 (+1.93%) | $113,800 (+6.95%) Land $15,300 Building $98,500 | $113,800 (+6.95%) Land $15,300 Building $98,500 |
| 2024 | $830.00 (+18.23%) | $106,400 (+6.4%) Land $14,600 Building $91,800 | $106,400 (+6.4%) Land $14,600 Building $91,800 |
| 2023 | $702.00 (-7.51%) | $100,000 (+3.31%) Land $13,400 Building $86,600 | $100,000 (+3.31%) Land $13,400 Building $86,600 |
| 2022 | $759.00 | $96,800 Land $12,700 Building $84,100 | $96,800 Land $12,700 Building $84,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.
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