160 Lockhart St, Waterloo, IN 46793 Property Records

DeKalb County property record for 160 Lockhart St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,278 sqft · built 1980
Lot Size	0.133 acres (5,805 sqft)
Owner	Individual Name on File
Last Sale	$122,900 (Jun 2020)
Tax Bill	$676 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-06-03-152-014.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-03-152-014.000-008`
Alternative APN	`310603152014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft
Basement Area	558 sqft
Unfinished Basement	558 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	Raised
Roof Material	Metal
Lot Area	5,805 sqft (0.133 acres)
Lot Dimensions	129 ft deep x 45 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310603152014
Street Address	160 LOCKHART ST
City	WATERLOO
State	IN
Zip	46793-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L ADD W 45'''' LOT 4
Legal Subdivision	R M LOCKHARTS THIRD ADDITION
Legal Lot Number	4
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2017
Census Tract	20200

Owner

160 Lockhart St is owned and occupied by an individual who bought it in June 2020.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	160 LOCKHART ST, WATERLOO, IN 46793-9605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Prior Sale	Dec 18, 2012 · Amount on File
Deed Document Number	20203371
Prior Transfer Date	May 24, 2012
Prior Transfer Doc	0201203071
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Jun 16, 2020
Property Address	160 LOCKHART ST, WATERLOO, IN 46793-9605
Document Number	0202003371
Instrument Date	Jun 15, 2020
Instrument	202003371
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 LOCKHART ST, WATERLOO, IN 46793-9605

Mortgage

Document Number	0202003372
Date	Jun 16, 2020
Instrument	202003372

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 160 Lockhart St was $676, down 1.6% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$676.00 (-1.6%)	$96,500 (+3.65%) Land $12,800 Building $83,700	$96,500 (+3.65%) Land $12,800 Building $83,700
2024	$687.00 (+19.48%)	$93,100 (+7.13%) Land $12,200 Building $80,900	$93,100 (+7.13%) Land $12,200 Building $80,900
2023	$575.00 (+4.55%)	$86,900 (+5.08%) Land $11,200 Building $75,700	$86,900 (+5.08%) Land $11,200 Building $75,700
2022	$550.00	$82,700 Land $10,600 Building $72,100	$82,700 Land $10,600 Building $72,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Lockhart St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Lockhart St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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