DeKalb County property record for 225 Lockhart St, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1971 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Oct 1998) |
| Tax Bill | $309 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-03-154-004.000-008 |
| Primary APN | 17-06-03-154-004.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 6,621 sqft (0.152 acres) |
| Lot Dimensions | 118 ft deep x 56 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 310603154004 |
|---|---|
| Street Address | 225 LOCKHART ST |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOCK 1ST ADD LOT 3 |
| Legal Subdivision | LOCK 1ST ADD |
| Legal Lot Number | 3 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 20200 |
225 Lockhart St is owned and occupied by an individual who bought it in October 1998.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 LOCKHART ST, WATERLOO, IN 46793-9357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 1998 · Amount on File |
| Deed Sale | Oct 22, 1998 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 225 Lockhart St was $309, down 19.3% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Municipality | Waterloo Town |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309.00 (-19.32%) | $71,800 (+7.49%) Land $15,300 Building $56,500 | $71,800 (+7.49%) Land $15,300 Building $56,500 |
| 2024 | $383.00 (+12.65%) | $66,800 (+7.05%) Land $14,500 Building $52,300 | $66,800 (+7.05%) Land $14,500 Building $52,300 |
| 2023 | $340.00 (+6.92%) | $62,400 (+3.31%) Land $13,300 Building $49,100 | $62,400 (+3.31%) Land $13,300 Building $49,100 |
| 2022 | $318.00 | $60,400 Land $12,600 Building $47,800 | $60,400 Land $12,600 Building $47,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 Lockhart St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 Lockhart St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.
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