155 Lockhart St, Waterloo, IN 46793 Property Records

DeKalb County property record for 155 Lockhart St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,640 sqft · built 1940
Lot Size	0.072 acres (3,136 sqft)
Owner	Individual Name on Record
Tax Bill	$187 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-06-03-155-001.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-03-155-001.000-008`
Alternative APN	`310603155001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Family Room	Family Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	3,136 sqft (0.072 acres)
Lot Dimensions	56 ft deep x 56 ft wide
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310603155001
Street Address	155 LOCKHART ST
City	WATERLOO
State	IN
Zip	46793-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCKHART'S 3RD ADD W 56'' LOT 6
Legal Lot Number	6
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2033
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	155 LOCKHART ST, WATERLOO, IN 46793-9605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage DEAN C SHERCK ET AL
Oct 9, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 13, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2023
Deed Sale	Oct 9, 2023
Deed Document Number	20235094
Prior Transfer Date	Sep 26, 2023
Prior Transfer Doc	0202305094
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	155 LOCKHART ST, WATERLOO, IN 46793-9605
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 LOCKHART ST, WATERLOO, IN 46793-9605

Mortgage

Document Number	0202305403
Date	Oct 25, 2023
Instrument	202305403

Lender

Name	DEAN C SHERCK ET AL
Type	Private Party
Address	2027 COUNTY ROAD 31, WATERLOO, IN 46793

Agreement

Amount	Amount Recorded

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IN
Recording Date	Oct 9, 2023
Property Address	155 LOCKHART ST, WATERLOO, IN 46793-9605
Document Number	0202305094
Instrument Date	Sep 26, 2023
Instrument	202305094
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 LOCKHART ST, WATERLOO, IN 46793-9605

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IN
Recording Date	Oct 13, 2023
Property Address	155 LOCKHART ST, WATERLOO, IN 46793-9605
Document Number	0202305206
Instrument Date	Sep 20, 2023
Instrument	202305206
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 LOCKHART ST, WATERLOO, IN 46793-9605

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$187.00 (-74.17%)	$61,600 (+5.48%) Land $10,600 Building $51,000	$61,600 (+5.48%) Land $10,600 Building $51,000
2024	$724.00 (+134.3%)	$58,400 (+7.35%) Land $10,100 Building $48,300	$58,400 (+7.35%) Land $10,100 Building $48,300
2023	$309.00 (+12.77%)	$54,400 (+4.21%) Land $9,300 Building $45,100	$54,400 (+4.21%) Land $9,300 Building $45,100
2022	$274.00 (+15.13%)	$52,200 Land $8,700 Building $43,500	$52,200 Land $8,700 Building $43,500
2021	$238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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