140 Lockhart St, Waterloo, IN 46793 Property Records

DeKalb County property record for 140 Lockhart St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,840 sqft · built 1970
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on File
Tax Bill	$475 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-06-03-152-016.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-03-152-016.000-008`
Alternative APN	`310603152016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	1,840 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	135 ft deep x 53 ft wide
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310603152016
Street Address	140 LOCKHART ST
City	WATERLOO
State	IN
Zip	46793-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 3RD ADD LOT 3
Legal Subdivision	L 3RD ADD
Legal Lot Number	3
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2017
Census Tract	20200

Owner

140 Lockhart St is owned by two individuals who acquired it in June 2026.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 422, WATERLOO, IN 46793-0422
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jun 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 5, 2026
Transfer Doc	0202602976
Record Updated	Oct 29, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DE KALB IN
Recording Date	Jun 9, 2026
Property Address	140 LOCKHART ST, WATERLOO, IN 46793-9605
Document Number	0202602976
Instrument Date	Jun 5, 2026
Instrument	20262976
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IN
Recording Date	Jun 9, 2026
Property Address	140 LOCKHART ST, WATERLOO, IN 46793-9605
Document Number	0202602975
Instrument Date	Jun 5, 2026
Instrument	20262975
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 140 Lockhart St was $475, up 1.7% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$475.00 (+1.71%)	$119,100 (+4.93%) Land $15,400 Building $103,700	$119,100 (+4.93%) Land $15,400 Building $103,700
2024	$467.00 (+1.97%)	$113,500 (+7.18%) Land $14,600 Building $98,900	$113,500 (+7.18%) Land $14,600 Building $98,900
2023	$458.00 (+2%)	$105,900 (+13.14%) Land $13,500 Building $92,400	$105,900 (+13.14%) Land $13,500 Building $92,400
2022	$449.00	$93,600 Land $12,700 Building $80,900	$93,600 Land $12,700 Building $80,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Lockhart St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Lockhart St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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