260 Lockhart St, Waterloo, IN 46793 Property Records

DeKalb County property record for 260 Lockhart St, Waterloo, IN 46793

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,692 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$34,000 (Mar 2017)
Tax Bill	$810 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jun 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-06-03-152-008.000-008`

Property Details

APN / Parcel Number

Primary APN	`17-06-03-152-008.000-008`
Alternative APN	`310603152008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft
Basement Area	240 sqft
Unfinished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	130 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	310603152008
Street Address	260 LOCKHART ST
City	WATERLOO
State	IN
Zip	46793-9357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT (54X130') NW1/4 SECTION 3 TWP 34 RANGE 13 ACRES 0.2000
Jurisdiction	DE KALB IN
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2017
Census Tract	20200

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	260 LOCKHART ST, WATERLOO, IN 46793-9357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 29, 2018	Re-recorded Document
Mar 27, 2017	Special Warranty Deed, Transfer · ARM FIRST FEDERAL SAVINGS BANK OF ANGOL
Mar 27, 2017	Special Warranty Deed, Transfer · ARM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2017 · Amount on Record
Deed Sale	Mar 27, 2017 · Amount on Record
Prior Sale	May 16, 2016
Deed Document Number	20171477
Prior Transfer Date	Apr 28, 2016
Prior Transfer Doc	0201602340
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	260 LOCKHART ST, WATERLOO, IN 46793-9357
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201705897
Date	Oct 24, 2017
Instrument	201705897

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

June 2018: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DE KALB IN
Recording Date	Jun 29, 2018
Property Address	260 LOCKHART ST, WATERLOO, IN 46793-9357
Document Number	0201803326
Instrument Date	Oct 20, 2017
Instrument	201803326
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 LOCKHART ST, WATERLOO, IN 46793-9357

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Mar 27, 2017
Property Address	260 LOCKHART ST, WATERLOO, IN 46793-9357
Document Number	0201701477
Instrument Date	Mar 17, 2017
Instrument	201701477
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	US TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7875 S CAMERON DR # ONE, 1, HAMILTON, IN 46742-9776

Mortgage

Document Number	0201701478
Date	Mar 27, 2017
Instrument	201701478

Lender

Name	FIRST FEDERAL SAVINGS BANK OF ANGOL
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Mar 17, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Mar 17, 2020
Change Frequency	3 Years
Min Rate At Change	1.25%
Max Rate At Change	3%
Index	3-Year CMT
Margin	3
Max Rate	11.2%

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Mar 27, 2017
Property Address	260 LOCKHART ST, WATERLOO, IN 46793-9357
Document Number	201701477
Instrument Date	Mar 17, 2017
Instrument	201701477
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 14221, DALLAS, TX 75254-2946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7875 S CAMERON DR, HAMILTON, IN 46742-9776

Mortgage

Document Number	, 201701478
Date	Mar 27, 2017
Instrument	201701478

Lender

Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Mar 17, 2037
Change Frequency	Annually
Min Rate At Change	3%
Index	Other
Margin	3
Max Rate	11.2%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Grant Township
Municipality	Waterloo Town
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$810.00 (+0.62%)	$111,000 (+6.12%) Land $15,300 Building $95,700	$111,000 (+6.12%) Land $15,300 Building $95,700
2024	$805.00 (+19.26%)	$104,600 (+6.73%) Land $14,600 Building $90,000	$104,600 (+6.73%) Land $14,600 Building $90,000
2023	$675.00 (-7.41%)	$98,000 (+3.27%) Land $13,400 Building $84,600	$98,000 (+3.27%) Land $13,400 Building $84,600
2022	$729.00 (+31.83%)	$94,900 Land $12,700 Building $82,200	$94,900 Land $12,700 Building $82,200
2021	$553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.

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