219 N Main St, Bancroft, MI 48414 Property Records

Shiawassee County property record for 219 N Main St, Bancroft, MI 48414

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,290 sqft · built 1920
Lot Size	0.222 acres (9,698 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2023)
Tax Bill	$2,331 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-60-003-005-01`

Property Details

APN / Parcel Number

Primary APN	`011-60-003-005-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,290 sqft Living Area
1st Floor Area	1,521 sqft
Basement Area	745 sqft
Unfinished Basement	745 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	9,698 sqft (0.222 acres)
Garage Area	600 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	219 N MAIN ST
City	BANCROFT
State	MI
Zip	48414-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANCROFT VILL. ORIG PLAT S 12 OF LOTS 6 & 7 & S 12 OF E 20 FT OF LOT 5 & S 28 FT OF W 5 FT OF LOT 5 & S 28 FT OF E 10 FT OF L
Legal Subdivision	BANCROFT VILLAGE
Legal Block	3
Legal Lot Number	6-7,5,3
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	3
Census Block	3045
Census Tract	31302

Owner

219 N Main St is owned and occupied by an individual who bought it in June 2023.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	219 N MAIN ST, BANCROFT, MI 48414-7704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jun 1, 2023	Warranty Deed, Transfer · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Deed Document Number	20233371723
Deed Book / Page	1307 / 605
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	219 N MAIN ST, BANCROFT, MI 48414-7704
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 N MAIN ST, BANCROFT, MI 48414-7704

Mortgage

Document Number	0013080099
Date	Jun 20, 2023
Book Page	1308/99
Instrument	3372231

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 1, 2023
Property Address	219 N MAIN ST, BANCROFT, MI 48414-7704
Document Number	0013070605
Book / Page	1307 / 605
Map Reference	LB 1 PG 63
Instrument Date	May 15, 2023
Instrument	3371723
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	TRIBE TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5085 WILLOUGHBY RD APT 118, 118, HOLT, MI 48842-5003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27046 SPRUCEWOOD DR APT 204, 204, WIXOM, MI 48393-3282

Mortgage

Document Number	0013080100
Date	Jun 20, 2023
Book Page	1308/100
Instrument	3372232

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 219 N Main St was $2,331 with a homeowner's exemption, down 7.7% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Bancroft Village
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,900 (-0.78%)	$151,800 (-0.78%)
2025	$2,331.00 (-7.72%) Homeowner's exemption	$76,500	$153,000
2024	$2,526.00 (+111.74%)
2023	$1,193.00 Homeowner's exemption	$76,700	$153,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 219 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 616 people · EPA ID MI0000370
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DayStarr, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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