209 N Main St, Bancroft, MI 48414 Property Records

Shiawassee County property record for 209 N Main St, Bancroft, MI 48414

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,026 sqft · built 1890
Lot Size	0.399 acres (17,390 sqft)
Owner	Individual Name on Record
Last Sale	$17,500 (Jul 2014)
Tax Bill	$1,404 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-60-003-009`

Property Details

APN / Parcel Number

Primary APN	`011-60-003-009`
Alternative APN	`0116000300900`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	2,026 sqft Living Area
1st Floor Area	1,186 sqft
Basement Area	346 sqft
Unfinished Basement	346 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	17,390 sqft (0.399 acres)
Garage Area	280 sqft

Location & Zoning

Street Address	209 N MAIN ST
City	BANCROFT
State	MI
Zip	48414-7734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANCROFT VILLAGE ORIGINAL PLAT LOTS 10 & 11 & S 30 FT OF LOT 9 BLK 3 ALSO E 12 OF VACATED ALLEY ADJ THERETO
Legal Subdivision	MAP OF THE VILLAGE OF BANCROFT
Legal Block	3
Legal Lot Number	10-11,9
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	3
Census Block	3045
Census Tract	31302

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 N MAIN ST, BANCROFT, MI 48414-7734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
May 9, 2018	Warranty Deed, Transfer · FHA Mortgage SIMPLE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2014 · Amount on Record
Deed Sale	Jul 11, 2014 · Amount on Record
Prior Sale	Apr 10, 2013 · Amount on Record
Deed Document Number	20143263815
Deed Book / Page	1200 / 725
Prior Transfer Date	Apr 3, 2013
Prior Transfer Doc	00118400163
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 2, 2026
Property Address	209 N MAIN ST, BANCROFT, MI 48414-7734
Document Number	0003406721
Book / Page	1342 / 108
Instrument Date	Aug 29, 2026
Instrument	20263406721
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 N MAIN ST, BANCROFT, MI 48414-7734

Mortgage

Document Number	0003406721,
Date	Sep 2, 2026
Book Page	1342/108
Instrument	20263406721

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 24, 2046

Interest

Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 9, 2018
Property Address	209 N MAIN ST, BANCROFT, MI 48414-7734
Document Number	0012460050
Book / Page	001246 / 000050
Instrument Date	Apr 30, 2018
Instrument	3309421
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17138 SOUTHPORT DR HOLLY MI 484421805, HOLLY, MI 48442-1805

Mortgage

Document Number	12460051
Date	May 9, 2018
Book Page	001246/000051
Instrument	3309422

Lender

Name	SIMPLE MTG
Type	Mortgage Company
Address	FLINT, MI 48532

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2048

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Bancroft Village
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,300 (+0.64%)	$126,600 (+0.64%)
2025	$1,404.00 (+2.71%) Homeowner's exemption	$62,900 (+5.01%)	$125,800 (+5.01%)
2024	$1,367.00 (+12.33%)
2023	$1,217.00 Homeowner's exemption	$59,900	$119,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 616 people · EPA ID MI0000370
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DayStarr, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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