301 N Main St, Bancroft, MI 48414 Property Records

Shiawassee County property record for 301 N Main St, Bancroft, MI 48414

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 977 sqft · built 1935
Lot Size	0.191 acres (8,340 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (May 2022)
Tax Bill	$1,448 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`011-60-002-005`

Property Details

APN / Parcel Number

Primary APN	`011-60-002-005`
Alternative APN	`0116000200500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	977 sqft Living Area
1st Floor Area	960 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	8,340 sqft (0.191 acres)
Garage Area	204 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	301 N MAIN ST
City	BANCROFT
State	MI
Zip	48414-7712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANCROFT VILLAGE ORIGINAL PLAT S 70 FT OF LOTS 5 & 6 BLK 2
Legal Subdivision	BANCROFT VILLAGE
Legal Block	2
Legal Lot Number	5-6
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	3
Census Block	3044
Census Tract	31302

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 N MAIN ST, BANCROFT, MI 48414-7712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
May 19, 2022	Warranty Deed, Transfer
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK
May 19, 2022	Warranty Deed, Transfer
Apr 12, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 3, 2018	Grant Deed, Transfer ATTORNEY ONLY
Aug 17, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Prior Sale	May 19, 2022 · Amount on Record
Deed Document Number	20223360741
Deed Book / Page	1296 / 816
Prior Transfer Date	Mar 30, 2018
Prior Transfer Doc	0012450200
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	301 N MAIN ST, BANCROFT, MI 48414-7712
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	SELECT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1519 N LATSON RD, HOWELL, MI 48843-9007

Mortgage

Document Number	0012960389
Date	May 10, 2022
Book Page	1296/389
Instrument	3360314

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 19, 2022
Property Address	301 N MAIN ST, BANCROFT, MI 48414-7712
Document Number	0012960816
Book / Page	1296 / 816
Map Reference	LB 1 PG 63
Instrument Date	May 6, 2022
Instrument	3360741
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10435 MILLER RD, 10435, SWARTZ CREEK, MI 48473-8588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 N MAIN ST, BANCROFT, MI 48414-7712

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	301 N MAIN ST, BANCROFT, MI 48414-7712
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 N LEROY, BANCROFT, MI 48414

Mortgage

Document Number	0012910958
Date	Jan 19, 2022
Book Page	1291/958
Instrument	3355859

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.32%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.32%
Index	1-Year CMT
Max Rate	10.3%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 19, 2022
Property Address	301 N MAIN ST, BANCROFT, MI 48414-7712
Document Number	0012960815
Book / Page	1296 / 815
Map Reference	LB 1 PG 63
Instrument Date	Nov 18, 2021
Instrument	3360740
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 W COURT ST, 521, FLINT, MI 48503-5020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 N MAIN ST, BANCROFT, MI 48414-7712

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 12, 2018
Property Address	301 N MAIN ST, BANCROFT, MI 48414-7712
Document Number	0012450200
Book / Page	001245 / 000200
Instrument Date	Mar 30, 2018
Instrument	3308569
Transaction Type	Transfer
Record Updated	Apr 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	521 W COURT ST FLINT MI 485035020, FLINT, MI 48503-5020

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 3, 2018
Property Address	301 N MAIN ST, BANCROFT, MI 48414-7712
Document Number	0012440310
Book / Page	001244 / 000310
Instrument Date	Mar 29, 2018
Instrument	3307680
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$202.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	461 S FIVE LAKES RD ATTICA MI 484129783, ATTICA, MI 48412-9783

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 17, 2017
Property Address	301 N MAIN ST, BANCROFT, MI 48414-7712
Document Number	0012370392
Book / Page	001237 / 000392
Instrument Date	Aug 9, 2017
Instrument	3300701
Transaction Type	Foreclosure
Record Updated	Aug 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$312.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Bancroft Village
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,100 (+1.07%)	$94,200 (+1.07%)
2025	$1,448.00 (+0.21%) Homeowner's exemption	$46,600 (+5.43%)	$93,200 (+5.43%)
2024	$1,445.00 (+57.07%)
2023	$920.00 Homeowner's exemption	$44,200	$88,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 616 people · EPA ID MI0000370
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DayStarr, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures