213 N Main St, Bancroft, MI 48414 Property Records

Shiawassee County property record for 213 N Main St, Bancroft, MI 48414

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,932 sqft · built 1925
Lot Size	0.214 acres (9,339 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jul 2021)
Tax Bill	$1,844 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`011-60-003-008`

Property Details

APN / Parcel Number

Primary APN	`011-60-003-008`
Alternative APN	`0116000300800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,932 sqft Living Area
1st Floor Area	1,212 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	9,339 sqft (0.214 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	213 N MAIN ST
City	BANCROFT
State	MI
Zip	48414-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANCROFT VILLAGE ORIGINAL PLAT LOT 8 & N 20 FT OF LOT 9 BLK 3 ALSO E 12 OF VACATED ALLEY ADJ THERETO
Legal Subdivision	BANCROFT VILLAGE
Legal Block	3
Legal Lot Number	8-9
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	3
Census Block	3045
Census Tract	31302

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	213 N MAIN ST, BANCROFT, MI 48414-7704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Dec 17, 2009 · Amount on Record
Deed Document Number	20213349222
Deed Book / Page	1285 / 432
Prior Transfer Date	Jul 14, 2011
Prior Transfer Doc	0011620099
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 26, 2021
Property Address	213 N MAIN ST, BANCROFT, MI 48414-7704
Document Number	0012850432
Book / Page	1285 / 432
Map Reference	LB 1 PG 63
Instrument Date	Jul 16, 2021
Instrument	3349222
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10425 S CORK RD, 10425, MORRICE, MI 48857-9710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E NALDRETTE ST, DURAND, MI 48429-1669

Mortgage

Document Number	3349223
Date	Jul 26, 2021
Instrument	3349223

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 27, 2017
Property Address	213 N MAIN ST, BANCROFT, MI 48414-7704
Document Number	0012410515
Book / Page	001241 / 000515
Instrument Date	Dec 20, 2017
Instrument	3304878
Transaction Type	Transfer
Record Updated	Jan 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10425 S CORK RD MORRICE MI 488579710, MORRICE, MI 48857-9710

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Bancroft Village
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,500 (+0.83%)	$121,000 (+0.83%)
2025	$1,844.00 (-0.49%) Homeowner's exemption	$60,000 (+4.71%)	$120,000 (+4.71%)
2024	$1,853.00 (+9.13%)
2023	$1,698.00 Homeowner's exemption	$57,300	$114,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 616 people · EPA ID MI0000370
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DayStarr, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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