202 N Main St, Bancroft, MI 48414 Property Records

Shiawassee County property record for 202 N Main St, Bancroft, MI 48414

Property Summary

Property Type	Single Family Home
Lot Size	0.136 acres (5,962 sqft)
Owner	2 Individual Names on Record
Tax Bill	$908 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-60-004-012`

Property Details

APN / Parcel Number

Primary APN	`011-60-004-012`
Alternative APN	`0116000401200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,474 sqft Living Area
1st Floor Area	1,026 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	5,962 sqft (0.136 acres)
Garage Area	1,040 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	202 N MAIN ST
City	BANCROFT
State	MI
Zip	48414-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF BANCROFT ORIGINAL PLAT LOT 12 BLK 4 ALSO W 12 OF VACATED ALLEY ADJ THERETO ALSO ALL THAT PT OF VACATED LAKE ST ADJ
Legal Subdivision	BANCROFT VILLAGE
Legal Block	4
Legal Lot Number	12
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	3
Census Block	3042
Census Tract	31302

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 N MAIN ST, BANCROFT, MI 48414-7704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Feb 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	202 N MAIN ST, BANCROFT, MI 48414-7704
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N MAIN ST, BANCROFT, MI 48414-7704

Mortgage

Document Number	0012910749
Date	Jan 12, 2022
Book Page	1291/749
Instrument	3355649

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	202 N MAIN ST, BANCROFT, MI 48414-7704
Transaction Type	Mortgage
Record Updated	Jun 30, 2023
Title Company	MID-STATE TITLE SERVICES INC, MID STATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N MAIN ST, BANCROFT, MI 48414-7704

Mortgage

Document Number	0013040630
Date	Feb 28, 2023
Book Page	1304/630
Instrument	3368725

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Bancroft Village
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,500 (-1.23%)	$129,000 (-1.23%)
2025	$908.00 (+2.6%) Homeowner's exemption	$65,300 (+4.48%)	$130,600 (+4.48%)
2024	$885.00 (+15.69%)
2023	$765.00 Homeowner's exemption	$62,500	$125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 616 people · EPA ID MI0000370
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DayStarr, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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