214 N Main St, Bancroft, MI 48414 Property Records

Shiawassee County property record for 214 N Main St, Bancroft, MI 48414

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,253 sqft · built 1890
Lot Size	0.436 acres (19,030 sqft)
Owner	Individual Name on File
Tax Bill	$1,350 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011-60-004-015`

Property Details

APN / Parcel Number

Primary APN	`011-60-004-015`
Alternative APN	`0116000401500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,253 sqft Living Area
1st Floor Area	1,077 sqft
Basement Area	532 sqft
Unfinished Basement	532 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	19,030 sqft (0.436 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	214 N MAIN ST
City	BANCROFT
State	MI
Zip	48414-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BANCROFT VILLAGE ORIGINAL PLAT LOTS 15 & 16 BLK 4 ALSO W 12 OF VACATED ALLEY ADJ THERETO
Legal Subdivision	VILLAGE OF BANCROFT SUBDIVISION
Legal Block	4
Legal Lot Number	15-16
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	3
Census Block	3042
Census Tract	31302

Owner

214 N Main St is owned and occupied by an individual who acquired it in February 2018.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	214 N MAIN ST, BANCROFT, MI 48414-7704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage COUNTY OF SHIAWASSEE
Sep 14, 2018	Warranty Deed, Transfer · FHA Mortgage PLAZA HM MTG
Feb 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 17, 2018
Transfer Doc	0012420982
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	214 N MAIN ST, BANCROFT, MI 48414-7704
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 N MAIN ST, BANCROFT, MI 48414-7704

Mortgage

Document Number	0013030284
Date	Dec 29, 2022
Book Page	1303/284
Instrument	3367348

Lender

Name	COUNTY OF SHIAWASSEE
Type	Government Agency
Address	CORUNNA, MI 48817

Agreement

Amount	Amount on Record

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 14, 2018
Property Address	214 N MAIN ST, BANCROFT, MI 48414-7704
Document Number	0012490919
Book / Page	001249 / 000919
Instrument Date	Sep 11, 2018
Instrument	3313300
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	CISLO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2823 GRAMER RD WEBBERVILLE MI 488929745, WEBBERVILLE, MI 48892-9745

Mortgage

Document Number	12490920
Date	Sep 14, 2018
Book Page	001249/000920
Instrument	3313301

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Feb 20, 2018
Property Address	214 N MAIN ST, BANCROFT, MI 48414-7704
Document Number	0012420982
Book / Page	001242 / 000982
Instrument Date	Feb 17, 2018
Instrument	3306347
Transaction Type	Transfer
Record Updated	Mar 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6217 W M 21 OWOSSO MI 488678109, OWOSSO, MI 48867-8109

Tax Assessment & Valuation

The 2025 property tax bill for 214 N Main St was $1,350 with a homeowner's exemption, up 2.7% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Bancroft Village
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,200 (-)	$112,400 (-)
2025	$1,350.00 (+2.66%) Homeowner's exemption	$56,200	$112,400
2024	$1,315.00 (+12.59%)
2023	$1,168.00 Homeowner's exemption	$53,500	$107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 616 people · EPA ID MI0000370
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DayStarr, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

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