217 E Main St, Eaton, OH 45320 Property Records

Preble County property record for 217 E Main St, Eaton, OH 45320

Property Summary

Property Type	Office Building
Details	1,680 sqft · built 1946
Lot Size	0.118 acres (5,149 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Oct 2021)
Tax Bill	$1,168 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-063-01-005-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-063-01-005-000`

Interior

Stories	1 Story
Building Area	1,680 sqft Total Area
1st Floor Area	1,680 sqft
Flooring	Wood

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Shed Roof
Roof Material	Wood
Lot Area	5,149 sqft (0.118 acres)
Lot Dimensions	198 ft deep x 26 ft wide
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	217 E MAIN ST
City	EATON
State	OH
Zip	45320-1803
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	LOT 103 W PT
Legal Lot Number	103
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	2
Census Block	2003
Census Tract	455001

Owner

Source: Preble County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	529 E MAIN ST, EATON, OH 45320-1901
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Oct 15, 2021	Warranty Deed, Transfer FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC
Dec 5, 2019	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Jul 28, 2015 · Amount on Record
Deed Document Number	20215908
Deed Book / Page	425 / 2344
Prior Transfer Date	Dec 2, 2019
Prior Transfer Doc	399/0628
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	217 E MAIN ST, EATON, OH 45320-1803
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 E MAIN ST, EATON, OH 45320-1901

Mortgage

Document Number	000431/506
Date	Feb 24, 2022
Book Page	431/506
Instrument	202200000925

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 7, 2042

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Oct 15, 2021
Property Address	217 E MAIN ST, EATON, OH 45320-1803
Document Number	00425/2344
Book / Page	425 / 2344
Instrument Date	Oct 15, 2021
Instrument	202100005908
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 E MAIN ST, EATON, OH 45320-1901

December 2019: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PREBLE OH
Recording Date	Dec 5, 2019
Property Address	217 E MAIN ST, EATON, OH 45320-1803
Document Number	399/0628
Book / Page	399 / 0628
Instrument Date	Dec 2, 2019
Instrument	201900005441
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 EATON GETTYSBURG RD, EATON, OH 45320-9796

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,168.00 (+0.52%)	$29,060 (-) Land $6,550 Building $22,510
2024	$1,162.00 (-13.8%)	$29,060 (-) Land $6,550 Building $22,510
2023	$1,348.00 (+19.19%)	$29,060 (+22.62%) Land $6,550 Building $22,510	$83,020 (-) Land $18,720 Building $64,300
2022	$1,131.00	$23,700 Land $5,460 Building $18,240
2020			$83,020 Land $18,720 Building $64,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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