217 Duncan Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 217 Duncan Rd, Punta Gorda, FL 33982

Property Summary

Property TypeCommercial
Lot Size0.204 acres (8,915 sqft)
OwnerCompany Name on File
Last Sale$250,000 (Jul 2017)
Tax Bill$202 (2025)
Deeds & MortgagesDec 2019 Loan Modification
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN40-23-01-282-017

Property Details

APN / Parcel Number

Primary APN40-23-01-282-017
Alternative APNs
  • 0089622-000000-1
  • 10004604862

Exterior

Lot Area8,915 sqft (0.204 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004604862
Old Parcel Number00896220000001
Street Address217 DUNCAN RD
CityPUNTA GORDA
StateFL
Zip33982-8426
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCG
Legal DescriptionPRS 008 000N 0008 PEACE RIVER SHORES UN 8 BLK N LT 8 384/482 AF2941/1376 2941/1380 3790/211 4221/843
Legal Range23E
Legal Township40S
Legal Section01
Legal SubdivisionPEACE RIVER SHORES
Legal BlockN
Legal Lot Number8
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1075
Census Tract10200

Owner

217 Duncan Rd, a commercial property, is owned by a company that bought it in July 2017.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordCompany Name on File
Mailing AddressPO BOX 511524, PUNTA GORDA, FL 33951-1524
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2019Loan Modification, Mortgage
KAROL K ALLARD
Jul 21, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2017 · Amount on File
Deed SaleJul 21, 2017 · Amount on File
Prior SaleJul 31, 2013
Deed Document Number2539943
Deed Book / Page4221 / 0843
Record UpdatedJun 8, 2026

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLOTTE FL
Property Address217 DUNCAN RD, PUNTA GORDA, FL 33982-8426
Document Number0045150037
Instrument DateDec 10, 2019
Transaction TypeMortgage
Record UpdatedJan 2, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address217 DUNCAN RD PUNTA GORDA FL 33982, PUNTA GORDA, FL 33982

Mortgage

Document Number0045150037
DateDec 11, 2019
Book Page004515/000037
Instrument2767898
Lender
NameKAROL K ALLARD
Agreement
AmountAmount on Record
Term12 Months
DueDec 10, 2020
Interest
Rate4.5%

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJul 21, 2017
Property Address217 DUNCAN RD, PUNTA GORDA, FL 33982-8426
Document Number0042210843
Book / Page004221 / 000843
Instrument DateJul 20, 2017
Instrument2539943
Transaction TypeTransfer
Record UpdatedAug 8, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,750.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 511524 PUNTA GORDA FL 339511524, PUNTA GORDA, FL 33951-1524

Tax Assessment & Valuation

The 2025 property tax bill for 217 Duncan Rd was $202.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$202.00$12,206$17,830 Land $17,830
2023$282.00 (+14.17%)$10,087 (-4.92%)$15,156 (+42.86%) Land $15,156
2022$247.00$10,609 Land $10,609$10,609 Land $10,609

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 217 Duncan Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 126 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1982–2024)
Claims Outside the SFHA4 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Sep 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Duncan Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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