197 Duncan Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 197 Duncan Rd, Punta Gorda, FL 33982

Property Summary

Property TypeCommercial
Lot Size0.203 acres (8,875 sqft)
OwnerCompany Name on Record
Last Sale$90,000 (Jan 2005)
Tax Bill$201 (2025)
Flood ZoneZone X (minimal risk)
APN40-23-01-282-014

Property Details

APN / Parcel Number

Primary APN40-23-01-282-014
Alternative APNs
  • 0089626-000000-7
  • 10004604859

Exterior

Lot Area8,875 sqft (0.203 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004604859
Old Parcel Number00896260000007
Street Address197 DUNCAN RD
CityPUNTA GORDA
StateFL
Zip33982
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCG
Legal DescriptionPRS 008 000N 0012 PEACE RIVER SHORES UN 8 BLK N LT 12 568/538 1093/1977 1498/1948 1796/739 2447/710 2616/1724 3
Legal Range23E
Legal Township40S
Legal Section01
Legal SubdivisionPEACE RIVER SHORES
Legal BlockN
Legal Lot Number12
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1075
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address50503 SARDINAL COSTA RICA
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2005 · Amount on Record
Deed SaleJan 12, 2005 · Amount on Record
Prior SaleJan 12, 2005 · Amount on Record
Deed Document Number0026161724
Last Transfer DateMay 22, 2024
Transfer Doc0003408862
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$201.00 (-28.47%)$12,150 (+21%)$17,750 (+17.64%) Land $17,750
2023$281.00 (+14.23%)$10,041 (-4.92%)$15,088 (+42.87%) Land $15,088
2022$246.00$10,561 Land $10,561$10,561 Land $10,561

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 126 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1982–2024)
Claims Outside the SFHA4 of 68
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 29 claims
  • Hurricane Helene, Sep 2024 · 14 claims
  • Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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