207 Duncan Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 207 Duncan Rd, Punta Gorda, FL 33982

Property Summary

Property Type	Retail Store
Details	3 bd · 2.5 ba · 2,584 sqft · built 1997
Lot Size	0.407 acres (17,725 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Dec 2018)
Tax Bill	$3,929 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`402301282015`

Property Details

APN / Parcel Number

Primary APN	`402301282015`
Alternative APNs	`00896240000009` `10004604860`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,584 sqft Gross Area
1st Floor Area	2,554 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,725 sqft (0.407 acres)
Garage Area	360 sqft
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00896240000009
Street Address	207 DUNCAN RD
City	PUNTA GORDA
State	FL
Zip	33982-8426
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	CG
Legal Description	PEACE RIVER SHORES UN 8 BLK N LTS 10 & 11 471/465-66 1069/1057 1074/1562 1671/338 CD1685/1975 2567/1632 3025/685 CT3433/2012 3568/1481 4103/2005 4384/1636
Legal Range	23E
Legal Township	40S
Legal Section	01
Legal Subdivision	PEACE RIVER SHORES
Legal Tract	PRS
Legal Block	N
Legal Lot Number	10,11
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1075
Census Tract	10200

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2740 48TH TER SW, NAPLES, FL 34116-7723
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Prior Sale	May 5, 2011 · Amount on Record
Deed Document Number	20182666221
Deed Book / Page	4384 / 1636
Prior Transfer Date	Jul 18, 2016
Prior Transfer Doc	0041032005
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 4, 2018
Property Address	207 DUNCAN RD, PUNTA GORDA, FL 33982-8426
Document Number	0043841636
Book / Page	004384 / 001636
Instrument Date	Nov 28, 2018
Instrument	2666221
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2740 48TH TER SW NAPLES FL 341167723, NAPLES, FL 34116-7723

Mortgage

Document Number	43841637
Date	Dec 4, 2018
Book Page	004384/001637
Instrument	2666222

Lender

Name	ANABELA DEFREITAS
Address	25680 DEEP CREEK BLVD, PUNTA GORDA, FL 33983-5612
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate	5%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,929.00 (-14.64%)	$260,508 (+2%) Land $30,133 Building $230,375	$260,508 (-14.94%) Land $30,133 Building $230,375
2024	$4,603.00 (+9.86%)
2023	$4,190.00 (+3.48%)	$217,090 (+1.75%)	$306,253 (+43.54%) Land $30,133 Building $276,120
2022	$4,049.00	$213,352 Land $21,093 Building $192,259	$213,352 Land $21,093 Building $192,259

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	68 (1982–2024)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 29 claims Hurricane Helene, Sep 2024 · 14 claims Hurricane Ian, Sep 2022 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20