21685 The Trails Cir, Murrieta, CA 92562 Property Records

Riverside County property record for 21685 The Trails Cir, Murrieta, CA 92562

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,943 sqft · built 2002
Lot Size	5.61 acres (244,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,537,500 (Aug 2006)
Tax Bill	$24,449 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone D (undetermined)
APN	`904-560-011`

Property Details

APN / Parcel Number

Primary APN	`904-560-011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,943 sqft Living Area
Gross Area	5,576 sqft
1st Floor Area	3,943 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Tile
Lot Area	244,807 sqft
Garage Type	Attached
Garage Area	1,020 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	21685 THE TRAILS CIR
City	MURRIETA
State	CA
Zip	92562-9373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	5.62 ACRES NET IN LOT 15 MB 272/005 TR 28429
Legal Subdivision	TRACT NO 28429
Legal Tract	28429
Legal Lot Number	15
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2008
Census Tract	43272

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21685 THE TRAILS CIR, MURRIETA, CA 92562-9373
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage EQUITY SMART HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2006 · Amount on Record
Deed Sale	Aug 18, 2006 · Amount on Record
Prior Sale	Aug 18, 2006 · Amount on Record
Deed Document Number	2006609908
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 9, 2026
Property Address	21685 THE TRAILS CIR, MURRIETA, CA 92562-9373
Document Number	0000174468
Instrument Date	May 27, 2026
Instrument	2026174468
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	21685 THE TRAILS CIR, MURRIETA, CA 92562-9373

Mortgage

Document Number	0000174468,
Date	Jun 9, 2026
Instrument	2026174468

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	21685 THE TRAILS CIR, MURRIETA, CA 92562-9373
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21685 THE TRAILS CIR, MURRIETA, CA 92562-9373

Mortgage

Document Number	0000472982
Date	Aug 9, 2021
Instrument	2021-0472982

Lender

Name	EQUITY SMART HOME LOANS INC
Type	Mortgage Company
Address	SOUTH PASADENA, CA 91030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Murrieta Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,926,100 (-) Land $481,525 Building $1,444,575
2025	$24,449.00 (-0.27%)	$1,926,100 (+9.17%) Land $577,830 Building $1,348,270
2023	$24,515.00 (+9.79%)	$1,764,384 Land $803,550 Building $960,834
2022	$22,328.00
2021			$1,254,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.9% of the US · above 92% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

May also be available: San Diego Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on The Trails Cir

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