214 Stephen Ct, Havelock, NC 28532 Property Records

Craven County property record for 214 Stephen Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 960 sqft · built 2016
Lot Size	0.359 acres (15,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,000 (Feb 2024)
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-006-9-025`

Property Details

APN / Parcel Number

Primary APN	`5-006-9-025`
Alternative APN	`131751`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,631 sqft (0.359 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	131751
Street Address	214 STEPHEN CT
City	HAVELOCK
State	NC
Zip	28532-6101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 CHERRY BRANCH - KING CREEK PH 2
Legal Subdivision	CHERRY BRANCH
Legal Phase	2
Legal Lot Number	25
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2008
Census Tract	961303

Owner

Source: Craven County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	214 STEPHEN CT, HAVELOCK, NC 28532-6101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC A V
Mar 6, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 7, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 5, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	202410122761
Deed Book / Page	3789 / 849
Prior Transfer Date	Mar 4, 2019
Prior Transfer Doc	3562/2114
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 16, 2024
Property Address	214 STEPHEN CT, HAVELOCK, NC 28532-6101
Document Number	003789/849
Book / Page	3789 / 849
Map Reference	CAB I SL 54
Instrument Date	Jan 30, 2024
Instrument	10122761
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Amount	Amount Recorded
Tax	$634.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1849 S 37TH AVE, YUMA, AZ 85364-4953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 STEPHEN CT, HAVELOCK, NC 28532-6101

Mortgage

Document Number	0010122762
Date	Feb 16, 2024
Instrument	10122762

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC A V

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	003789/852
Date	Feb 16, 2024
Book Page	3789/852
Instrument	10122762

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC A V
Address	600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	214 STEPHEN CT, HAVELOCK, NC 28532-6101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3494/0638
Date	Mar 6, 2017
Book Page	3494/0638

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 7, 2020
Property Address	214 STEPHEN CT, HAVELOCK, NC 28532-6101
Document Number	3643/1215
Book / Page	3643 / 1215
Map Reference	MB 3327 PG 445&446
Instrument Date	Nov 5, 2020
Instrument	10065746
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2505 WHEAT LOOP, 2505, YUMA, AZ 85365-5688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 STEPHEN CT, HAVELOCK, NC 28532-6101

Mortgage

Document Number	36431218
Date	Dec 7, 2020
Instrument	3643/1218

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 5, 2019
Property Address	214 STEPHEN CT, HAVELOCK, NC 28532-6101
Document Number	3562/2114
Book / Page	3562 / 2114
Instrument Date	Mar 4, 2019
Instrument	10034502
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 STEPHEN CT, HAVELOCK, NC 28532-6101

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,487.00 (+0.81%)	$283,760 (-) Land $45,000 Building $238,760	$283,760 (-) Land $45,000 Building $238,760
2023	$1,475.00 (+10.99%)	$283,760 (+39.77%) Land $45,000 Building $238,760	$283,760 (+39.77%) Land $45,000 Building $238,760
2022	$1,329.00	$203,020 Land $35,000 Building $168,020
2018			$203,020 Land $35,000 Building $168,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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