2126 E 40th St, Lorain, OH 44055 Property Records

Lorain County property record for 2126 E 40th St, Lorain, OH 44055 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Architecture StyleConventional
Year BuiltBuilt 1961
Square Footage1,112 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
GarageDetached, 576 sqft
Tax Bill$1,224.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-00-099-108-004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,112 sqft Living Area
Gross Area1,144 sqft Gross Area
1st Floor1,112 sqft 1st Floor
Basement Area1,112 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area7,405 sqft (0.17 acres)
Depth X Width127 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage
Porch Area32 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2126 E 40TH ST
CityLORAIN
StateOH
Zip44055-2708
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAKWOOD ACRES 3 60.00 X 127.00
Legal SubdivisionOAKWOOD ACRES 3
Legal Block108
Legal Lot Number234
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup2
Census Block2008
Census Tract97500

Owner

Source: Lorain County records · APN 03-00-099-108-004

Assessment roll updated May 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Jul 08, 2024Transfer on Death Deed, Transfer
Dec 28, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 05, 2024
Transfer Doc0000018790
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2126 E 40TH ST, LORAIN, OH 44055-2708
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068230
DateSep 19, 2025
Instrument2025-0068230
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

July 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLORAIN OH
Recording DateJul 08, 2024
Property Address2126 E 40TH ST, LORAIN, OH 44055-2708
Document Number0000018790
Map ReferenceVOL 22 PG 81
Instrument DateJun 18, 2024
Instrument2024-0018790
Transaction TypeTransfer
Record UpdatedJun 02, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2126 E 40TH ST, LORAIN, OH 44055-2708

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateDec 28, 2018
Property Address2126 E 40TH ST, LORAIN, OH 44055-2708
Document Number0000699656
Instrument DateNov 08, 2018
Instrument699656
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2126 E 40TH ST LORAIN OH 440552708, LORAIN, OH 44055-2708

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$714.00 (-41.67%)$39,500 (-0.01%) Land $5,190 Building $34,310$112,870 (-) Land $14,830 Building $98,040
2024$1,224.00 (+0.91%)$39,505 (+20.65%) Land $5,191 Building $34,314$112,870 (+20.65%) Land $14,830 Building $98,040
2023$1,213.00 (-0.9%)$32,743 (+0.01%) Land $5,779 Building $26,964$93,550 (-) Land $16,510 Building $77,040
2022$1,224.00$32,740 Land $5,780 Building $26,960
2021$93,550 Land $16,510 Building $77,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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