2122 E 40th St, Lorain, OH 44055 Property Records

Lorain County property record for 2122 E 40th St, Lorain, OH 44055 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1961
Square Footage	1,378 sqft Living Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$102,000 (2005)
Tax Bill	$1,598.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-00-099-108-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,378 sqft Living Area
1st Floor	1,078 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Split Level Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	127 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage

Exterior Amenities

Patio Area	115 sqft Patio
Porch	Enclosed Porch
Porch Area	335 sqft Porch
Canopy Area	115 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2122 E 40TH ST
City	LORAIN
State	OH
Zip	44055-2708
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAKWOOD ACRES 60 X 127 S/L 233
Legal Subdivision	OAKWOOD ACRES SUBDIVISION #3
Legal Block	108
Legal Lot Number	233
Jurisdiction	LORAIN OH
Minor Civil Division	LORAIN
Census Blockgroup	2
Census Block	2008
Census Tract	97500

Owner

Source: Lorain County records · APN 03-00-099-108-003

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	2122 E 40TH ST, LORAIN, OH 44055-2708
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2005 · Amount on Record
Deed Sale	Jul 20, 2005 · Amount on Record
Prior Sale	Dec 10, 2002 · Amount on Record
Deed Doc Number	2005004613
Record Refreshed	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2122 E 40TH ST, LORAIN, OH 44055-2708
Document Number	0000721392
Instrument Date	Jul 05, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	ERIEVIEW TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2122 E 40TH ST LORAIN OH 440552708, LORAIN, OH 44055-2708

Mortgage

Document Number	0000721392
Date	Jul 10, 2019
Instrument	721392

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 09, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,598.00	$41,790 (+0.01%) Land $5,190 Building $36,600	$119,390 (-) Land $14,830 Building $104,560
2024	$1,598.00 (-9.92%)	$41,787 (+21.32%) Land $5,191 Building $36,596	$119,390 (+21.32%) Land $14,830 Building $104,560
2023	$1,774.00 (+0.91%)	$34,444 (-0.02%) Land $5,779 Building $28,665	$98,410 (-) Land $16,510 Building $81,900
2022	$1,758.00	$34,450 Land $5,780 Building $28,670
2021			$98,410 Land $16,510 Building $81,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.