Lorain County property record for 2131 E 40th St, Lorain, OH 44055 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1961 |
| Square Footage | 1,378 sqft Living Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $109,000 (2019) |
| Tax Bill | $1,515.00 (2025) |
Source: Lorain County records · APN 03-00-099-107-023
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2131 E 40TH ST, LORAIN, OH 44055-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 19, 2019 | Limited Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN MIDWEST MORTGAGE CORP |
| Oct 06, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Jun 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2019 · Amount on Record |
| Deed Sale | Dec 19, 2019 · Amount on Record |
| Prior Sale | Oct 06, 2017 |
| Deed Doc Number | 2019007795 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 19, 2019 |
| Property Address | 2131 E 40TH ST, LORAIN, OH 44055-2707 |
| Document Number | 0000742856 |
| Map Reference | VOL 22 PG 81 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 2019-0742856 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2131 E 40TH ST, LORAIN, OH 44055-2707 |
| Document Number | 0000742857 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 2019-0742857 |
| Name | AMERICAN MIDWEST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 06, 2017 |
| Property Address | 2131 E 40TH ST, LORAIN, OH 44055-2707 |
| Document Number | 0000647061 |
| Instrument Date | Oct 06, 2017 |
| Instrument | 647061 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 296 LORAIN OH 440520296, LORAIN, OH 44052-0296 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2131 E 40TH ST, LORAIN, OH 44055-2707 |
| Document Number | 0000631831 |
| Instrument Date | Jun 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2131 E 40TH ST LORAIN OH 440552707, LORAIN, OH 44055-2707 |
| Document Number | 0000631831 |
|---|---|
| Date | Jun 05, 2017 |
| Instrument | 631831 |
| Name | FIRST FED'L SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 04, 2032 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,515.00 | $39,600 (-) Land $5,140 Building $34,460 | $113,140 (-) Land $14,690 Building $98,450 |
| 2024 | $1,515.00 (-3.07%) | $39,600 (+30.5%) Land $5,142 Building $34,458 | $113,140 (+30.5%) Land $14,690 Building $98,450 |
| 2023 | $1,563.00 (+0.84%) | $30,345 (-0.02%) Land $5,719 Building $24,626 | $86,700 (-) Land $16,340 Building $70,360 |
| 2022 | $1,550.00 | $30,350 Land $5,720 Building $24,630 | |
| 2021 | $86,700 Land $16,340 Building $70,360 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 03-00-099-107-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,378 sqft Living Area |
| 1st Floor | 1,078 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 125 ft x 60 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 280 sqft Garage |
| Patio Area | 168 sqft Patio |
| Canopy Area | 168 sqft Canopy |
| Heating System | HVAC Heating |
|---|
| Street Address | 2131 E 40TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2707 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD ACRES 3 60 X 127 |
| Legal Subdivision | OAKWOOD ACRES 3 FRNT |
| Legal Block | 107 |
| Legal Lot Number | 254 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 97500 |
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