2115 E 40th St, Lorain, OH 44055 Property Records

Lorain County property record for 2115 E 40th St, Lorain, OH 44055 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1960
Square Footage	1,268 sqft Living Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Last Sale	$38,000 (1999)
Tax Bill	$1,536.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-00-099-107-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,268 sqft Living Area
1st Floor	968 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Split Level Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	127 ft x 60 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	484 sqft Garage
Porch	Open Porch
Porch Area	168 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2115 E 40TH ST
City	LORAIN
State	OH
Zip	44055-2707
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAKWOOD ACRES 3 FRNT 0060.00 DPTH 0127.00
Legal Subdivision	OAKWOOD ACRES SUBDIVISION #3
Legal Block	107
Legal Lot Number	258
Jurisdiction	LORAIN OH
Minor Civil Division	LORAIN
Census Blockgroup	2
Census Block	2008
Census Tract	97500

Owner

Source: Lorain County records · APN 03-00-099-107-019

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2115 E 40TH ST, LORAIN, OH 44055-2707
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 1999 · Amount on Record
Deed Sale	Jul 21, 1999 · Amount on Record
Deed Doc Number	630027
Record Refreshed	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2115 E 40TH ST, LORAIN, OH 44055-2707
Document Number	0000772549
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	THIRD CAPITAL TITLE NEO, THIRD CAP TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 E 40TH ST LORAIN OH 440552707, LORAIN, OH 44055-2707

Mortgage

Document Number	0000772549
Date	Aug 05, 2020
Instrument	772549

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank (FSB)
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 04, 2030

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,536.00	$40,170 (-0.01%) Land $5,190 Building $34,980	$114,780 (-) Land $14,830 Building $99,950
2024	$1,536.00 (+4.49%)	$40,174 (+40.66%) Land $5,191 Building $34,983	$114,780 (+40.66%) Land $14,830 Building $99,950
2023	$1,470.00 (+0.89%)	$28,561 (+%) Land $2,888 Building $25,673	$81,600 (-) Land $8,250 Building $73,350
2022	$1,457.00	$28,560 Land $2,890 Building $25,670
2021			$81,600 Land $8,250 Building $73,350

Flood & Wildfire

2115 E 40th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.