Lorain County property record for 2123 E 40th St, Lorain, OH 44055 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,112 sqft Living Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2025) |
| Tax Bill | $781.00 (2025) |
| Primary APN | 03-00-099-107-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,112 sqft Living Area |
| 1st Floor | 1,112 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 127 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch | Open Porch |
| Porch Area | 88 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2123 E 40TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2707 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD ACRES 60 X 127 |
| Legal Subdivision | OAKWOOD ACRES SUBDIVISION #3 |
| Legal Block | 107 |
| Legal Lot Number | 256 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 97500 |
Source: Lorain County records · APN 03-00-099-107-021
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2123 E 40TH ST, LORAIN, OH 44055-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 22, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Feb 22, 2023 | Transfer on Death Deed, Transfer |
| Dec 05, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L ASSN/LORAIN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2025 · Amount on Record |
| Deed Sale | Jan 16, 2025 · Amount on Record |
| Prior Sale | Feb 22, 2023 |
| Deed Doc Number | 2025000248 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 22, 2023 |
| Property Address | 2123 E 40TH ST, LORAIN, OH 44055-2707 |
| Document Number | 0000907414 |
| Map Reference | VOL 22 PG 81 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023-0907414 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2123 E 40TH ST, LORAIN, OH 44055-2707 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 22, 2023 |
| Property Address | 2123 E 40TH ST, LORAIN, OH 44055-2707 |
| Document Number | 0000907415 |
| Map Reference | VOL 22 PG 51 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023-0907415 |
| Transaction Type | Transfer |
| Record Updated | Mar 02, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2123 E 40TH ST, LORAIN, OH 44055-2707 |
| Document Number | 0000741434 |
| Instrument Date | Dec 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | GUARDIAN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2123 E 40TH ST LORAIN OH 440552707, LORAIN, OH 44055-2707 |
| Document Number | 0000741434 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 741434 |
| Name | FIRST FED'L S&L ASSN/LORAIN |
|---|---|
| Address | LORAIN, OH 44053 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 09, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $781.00 | $41,240 (%) Land $5,190 Building $36,050 | $117,830 (-) Land $14,830 Building $103,000 |
| 2024 | $781.00 (-39.08%) | $41,241 (+21.06%) Land $5,191 Building $36,050 | $117,830 (+21.06%) Land $14,830 Building $103,000 |
| 2023 | $1,282.00 (-0.77%) | $34,066 (-0.01%) Land $5,779 Building $28,287 | $97,330 (-) Land $16,510 Building $80,820 |
| 2022 | $1,292.00 | $34,070 Land $5,780 Building $28,290 | |
| 2021 | $97,330 Land $16,510 Building $80,820 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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