2118 E 40th St, Lorain, OH 44055 Property Records

Lorain County property record for 2118 E 40th St, Lorain, OH 44055 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1961
Square Footage	1,112 sqft Living Area
Lot Size	7,405 sqft (0.169 acres)
Garage	Detached, 352 sqft
Occupancy	Owner Occupied
Tax Bill	$1,470.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-00-099-108-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,112 sqft Living Area
1st Floor	1,112 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	127 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	352 sqft Garage
Porch	Open Porch
Porch Area	88 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2118 E 40TH ST
City	LORAIN
State	OH
Zip	44055-2708
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAKWOOD ACRES 3 60 X 127 S/L 232
Legal Subdivision	OAKWOOD ACRES SUBDIVISION #3
Legal Block	108
Legal Lot Number	232
Jurisdiction	LORAIN OH
Minor Civil Division	LORAIN
Census Blockgroup	2
Census Block	2008
Census Tract	97500

Owner

Source: Lorain County records · APN 03-00-099-108-002

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2118 E 40TH ST, LORAIN, OH 44055-2708
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 03, 2002
Deed Sale	Sep 03, 2002
Prior Sale	Jun 28, 2002
Deed Doc Number	852502
Record Refreshed	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2118 E 40TH ST, LORAIN, OH 44055-2708
Document Number	0000769544
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2118 E 40TH ST LORAIN OH 440552708, LORAIN, OH 44055-2708

Mortgage

Document Number	0000769544
Date	Jul 17, 2020
Instrument	769544

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2035

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,470.00	$38,450 (+0.01%) Land $5,190 Building $33,260	$109,850 (-) Land $14,830 Building $95,020
2024	$1,470.00 (-9.43%)	$38,448 (+21.99%) Land $5,191 Building $33,257	$109,850 (+21.99%) Land $14,830 Building $95,020
2023	$1,623.00 (+0.87%)	$31,518 (-0.01%) Land $5,779 Building $25,739	$90,050 (-) Land $16,510 Building $73,540
2022	$1,609.00	$31,520 Land $5,780 Building $25,740
2021			$90,050 Land $16,510 Building $73,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.