Albemarle County property record for 2125 Garth Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 5,589 sqft · built 1990 |
| Lot Size | 3.45 acres (150,630 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $23,157 (2026) |
| Deeds & Mortgages | Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04300-00-00-022A2 |
| Primary APN | 04300-00-00-022A2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,589 sqft Finished Area |
| Basement Area | 1,940 sqft |
| Unfinished Basement | 1,940 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Slate |
| Lot Area | 150,630 sqft (3.45 acres) |
| Garage Area | 550 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 70 sqft |
| Deck Area | 632 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2125 GARTH RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-5409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE PARCEL C FOX CHASE |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SAMUEL MILLER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11000 |
2125 Garth Rd is owned and occupied by an individual who acquired it in November 2024.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2125 GARTH RD, CHARLOTTESVILLE, VA 22901-5409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 14, 2024 |
| Transfer Doc | 0000010131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2125 GARTH RD, CHARLOTTESVILLE, VA 22901-5409 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2125 GARTH RD, CHARLOTTESVILLE, VA 22901-5409 |
| Document Number | 5576/306 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 5576/306 |
| Instrument | 2021-00012501 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2125 Garth Rd was $23,157, up 9.9% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,157.00 (+9.9%) | $2,590,300 (+9.9%) Land $487,500 Building $2,102,800 | $2,590,300 (+9.9%) Land $487,500 Building $2,102,800 |
| 2025 | $21,071.00 | $2,357,000 Land $420,500 Building $1,936,500 | $2,357,000 Land $420,500 Building $1,936,500 |
| 2023 | $18,356.00 | $2,149,500 Land $310,800 Building $1,838,700 | $2,149,500 Land $310,800 Building $1,838,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2125 Garth Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2125 Garth Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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