2110 Garth Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2110 Garth Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,895 sqft · built 1969
Lot Size	3.97 acres (172,977 sqft)
Owner	Individual Name on File
Tax Bill	$9,895 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`04300-00-00-028E0`

Property Details

APN / Parcel Number

Primary APN	`04300-00-00-028E0`
Alternative APN	`9160`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,895 sqft Finished Area
Basement Area	1,864 sqft
Finished Basement	774 sqft
Unfinished Basement	1,864 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	172,977 sqft (3.97 acres)
Garage Area	594 sqft
Driveway	Paver Driveway

Exterior Amenities

Pool Area	684 sqft
Porch	Slab
Porch Area	315 sqft
Patio Area	252 sqft
Greenhouse	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2110 GARTH RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE PARCEL F FOXPATH
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1007
Census Tract	10202

Owner

2110 Garth Rd is owned and occupied by an individual who acquired it in April 2023.

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2110 GARTH RD, CHARLOTTESVILLE, VA 22901-5412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage VIRGINIA CU INC
Apr 26, 2023	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 24, 2023
Transfer Doc	0000003239
Record Updated	Sep 20, 2026

August 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 8, 2023
Property Address	2110 GARTH RD, CHARLOTTESVILLE, VA 22901-5412
Document Number	202300006821
Map Reference	MB 462 PG 50
Instrument Date	Jul 28, 2023
Instrument	202300006821
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,149.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2110 GARTH RD, CHARLOTTESVILLE, VA 22901-5412

Mortgage

Document Number	202300006822
Date	Aug 8, 2023
Instrument	202300006822

Lender

Name	VIRGINIA CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	11%
Index	Other
Margin	3
Max Rate	11%

April 2023: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 26, 2023
Property Address	2110 GARTH RD, CHARLOTTESVILLE, VA 22901-5412
Document Number	202300003239
Map Reference	MB 462 PG 50
Instrument Date	Apr 24, 2023
Instrument	202300003239
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2110 GARTH RD, CHARLOTTESVILLE, VA 22901-5412

Tax Assessment & Valuation

The 2026 property tax bill for 2110 Garth Rd was $9,895, up 10.6% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,895.00 (+10.61%)	$1,106,800 (+10.6%) Land $478,300 Building $628,500	$1,106,800 (+10.6%) Land $478,300 Building $628,500
2025	$8,946.00	$1,000,700 Land $412,500 Building $588,200	$1,000,700 Land $412,500 Building $588,200
2023	$9,812.00 (+18.8%)	$1,149,000 Land $330,500 Building $818,500	$1,149,000 Land $330,500 Building $818,500
2022	$8,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2110 Garth Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2110 Garth Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Firefly Fiber Broadband, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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