2154 Garth Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2154 Garth Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,910 sqft · built 1955
Lot Size	4.3 acres (187,308 sqft)
Owner	Company Name on Record
Tax Bill	$23,366 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04300-00-00-026B0`

Property Details

APN / Parcel Number

Primary APN	`04300-00-00-026B0`
Alternative APN	`9140`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,910 sqft Finished Area
Basement Area	1,703 sqft
Unfinished Basement	1,703 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Metal
Lot Area	187,308 sqft (4.3 acres)

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	1,676 sqft
Patio Area	600 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	2154 GARTH RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	WINGATE FARM 1 WINGATE
Legal Subdivision	WINGATE FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1007
Census Tract	10202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2154 GARTH RD, CHARLOTTESVILLE, VA 22901-5412
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2154 GARTH RD, CHARLOTTESVILLE, VA 22901-5412
Document Number	0000008639
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2154 GARTH RD CHARLOTTESVILLE VA 229015412, CHARLOTTESVILLE, VA 22901-5412

Mortgage

Document Number	0000008639
Date	Jul 10, 2020
Book Page	005347/000589
Instrument	8639

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,366.00 (+9.13%)	$2,613,700 (+9.13%) Land $762,000 Building $1,851,700	$2,613,700 (+9.13%) Land $762,000 Building $1,851,700
2025	$21,412.00 (+23.2%)	$2,395,100 (+17.68%) Land $657,200 Building $1,737,900	$2,395,100 (+17.68%) Land $657,200 Building $1,737,900
2023	$17,380.00	$2,035,200 Land $485,900 Building $1,549,300	$2,035,200 Land $485,900 Building $1,549,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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