2121 Garth Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2121 Garth Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,617 sqft · built 1999
Lot Size	7.44 acres (324,304 sqft)
Owner	Individual Name on Record
Last Sale	$2,270,000 (Jun 2026)
Tax Bill	$16,721 (2026)
Deeds & Mortgages	Jun 2026 Sale Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04300-00-00-022A1`

Property Details

APN / Parcel Number

Primary APN	`04300-00-00-022A1`
Alternative APN	`9101`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,617 sqft Finished Area
Basement Area	668 sqft
Unfinished Basement	668 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Stone
Construction Type	Wood
Roof Material	Wood
Lot Area	324,304 sqft (7.44 acres)
Garage Area	869 sqft
Driveway	Paver Driveway
Porch	Slab
Porch Area	432 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2121 GARTH RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE PARCEL B
Legal Subdivision	ROUDABUSH GALE & ASSOCS INC
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	1
Census Block	1000
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2121 GARTH RD, CHARLOTTESVILLE, VA 22901-5409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage IMPACT TITLE
Dec 5, 2025	Deed, Transfer C4T FUND I SERIES OF FUNDVIEWS SERI
Dec 30, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Dec 5, 2025 · Amount on Record
Deed Document Number	20265589
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 9, 2026
Property Address	2121 GARTH RD, CHARLOTTESVILLE, VA 22901-5409
Document Number	0000005589
Instrument Date	Jun 3, 2026
Instrument	20265589
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Tax	$229,270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 GARTH RD, CHARLOTTESVILLE, VA 22901-5409
Investor	Possibly a Property Investor

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 10, 2026
Property Address	2121 GARTH RD, CHARLOTTESVILLE, VA 22901-5409
Document Number	0000003310
Instrument Date	Apr 8, 2026
Instrument	20263310
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	IMPACT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000003310,
Date	Apr 10, 2026
Instrument	20263310

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 5, 2025
Property Address	2121 GARTH RD, CHARLOTTESVILLE, VA 22901-5409
Document Number	202500011546
Map Reference	MB 1031 PG 222
Instrument Date	Dec 1, 2025
Instrument	202500011546
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 GARTH RD, CHARLOTTESVILLE, VA 22901-5409

Mortgage

Document Number	202500011547
Date	Dec 5, 2025
Instrument	202500011547

Lender

Name	C4T FUND I SERIES OF FUNDVIEWS SERI
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2121 GARTH RD, CHARLOTTESVILLE, VA 22901-5409
Document Number	0000000358
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 GARTH RD CHARLOTTESVILLE VA 229015409, CHARLOTTESVILLE, VA 22901-5409

Mortgage

Document Number	0000000358
Date	Jan 11, 2017
Book Page	004863/000609
Instrument	358

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,721.00 (-13.52%)	$1,870,400 (-13.52%) Land $690,000 Building $1,180,400	$1,870,400 (-13.52%) Land $690,000 Building $1,180,400
2025	$19,336.00 (+17.72%)	$2,162,900 (+12.45%) Land $595,200 Building $1,567,700	$2,162,900 (+12.45%) Land $595,200 Building $1,567,700
2023	$16,426.00	$1,923,500 Land $440,100 Building $1,483,400	$1,923,500 Land $440,100 Building $1,483,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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