Albemarle County property record for 2002 Garth Rd, Charlottesville, VA 22901 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,511 sqft · built 1970 |
| Lot Size | 4.44 acres (193,406 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Nov 2017) |
| Tax Bill | $9,282 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04300-00-00-030M0 |
| Primary APN | 04300-00-00-030M0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,511 sqft Finished Area |
| Basement Area | 2,319 sqft |
| Finished Basement | 960 sqft |
| Unfinished Basement | 1,359 sqft |
| Family Room | Family Room |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 193,406 sqft (4.44 acres) |
| Driveway | Paver Driveway |
| Porch | Slab |
| Porch Area | 330 sqft |
| Patio Area | 494 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 2002 GARTH RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-5413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REYNARD WOODS 12 |
| Legal Subdivision | REYNARD WOODS |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | JACK JOUETT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 10202 |
Source: Albemarle County records · APN 04300-00-00-030M0
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2002 GARTH RD, CHARLOTTESVILLE, VA 22901-5413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE JAMES |
| Nov 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE JAMES |
| Nov 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE JAMES |
| Nov 17, 2017 | Grant Deed, Transfer BANK OF THE JAMES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2017 · Amount on Record |
| Deed Sale | Nov 17, 2017 · Amount on Record |
| Deed Document Number | 201713468 |
| Deed Book / Page | 4985 / 392 |
| Prior Transfer Date | Sep 01, 2011 |
| Prior Transfer Doc | 4071/344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2002 GARTH RD, CHARLOTTESVILLE, VA 22901-5413 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202500011014 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 202500011014 |
| Name | UNIVERSITY OF VIRGINIA COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTESVILLE, VA 22901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2002 GARTH RD, CHARLOTTESVILLE, VA 22901-5413 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5508/460 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 5508/460 |
| Instrument | 2021-00005475 |
| Name | BANK OF THE JAMES |
|---|---|
| Type | Bank |
| Address | LYNCHBURG, VA 24504 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2002 GARTH RD, CHARLOTTESVILLE, VA 22901-5413 |
| Document Number | 0000013332 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 04, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2002 GARTH RD CHARLOTTESVILLE VA 229015413, CHARLOTTESVILLE, VA 22901-5413 |
| Document Number | 0000013332 |
|---|---|
| Date | Dec 06, 2018 |
| Book Page | 005119/000440 |
| Instrument | 13332 |
| Name | BANK OF THE JAMES |
|---|---|
| Type | Bank |
| Address | FOREST, VA 24551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2002 GARTH RD, CHARLOTTESVILLE, VA 22901-5413 |
| Document Number | 0000005744 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2002 GARTH RD CHARLOTTESVILLE VA 229015413, CHARLOTTESVILLE, VA 22901-5413 |
| Document Number | 0000005744 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 005052/000102 |
| Instrument | 5744 |
| Name | BANK OF THE JAMES |
|---|---|
| Type | Bank |
| Address | FOREST, VA 24551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Nov 17, 2017 |
| Property Address | 2002 GARTH RD, CHARLOTTESVILLE, VA 22901-5413 |
| Document Number | 0000013468 |
| Book / Page | 004985 / 000392 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 13468 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2002 GARTH RD CHARLOTTESVILLE VA 229015413, CHARLOTTESVILLE, VA 22901-5413 |
| Document Number | 13469 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 004985/000396 |
| Instrument | 13469 |
| Name | BANK OF THE JAMES |
|---|---|
| Type | Bank |
| Address | FOREST, VA 24551 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 16, 2047 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,282.00 (+11.86%) | $1,038,300 (+11.86%) Land $546,400 Building $491,900 | $1,038,300 (+11.86%) Land $546,400 Building $491,900 |
| 2025 | $8,298.00 (+33.69%) | $928,200 (+27.69%) Land $471,300 Building $456,900 | $928,200 (+27.69%) Land $471,300 Building $456,900 |
| 2023 | $6,207.00 | $726,900 Land $348,500 Building $378,400 | $726,900 Land $348,500 Building $378,400 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Tropical Storm Helene |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Central Virginia Electric Cooperative, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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