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2098 Garth Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2098 Garth Rd, Charlottesville, VA 22901

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,063 sqft · built 1983
Lot Size8.16 acres (355,537 sqft)
OwnerTrust Name on File
Last Sale$122,500 (Jan 2016)
Tax Bill$16,608 (2026)
Deeds & MortgagesDec 2018 Transfer
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN04300-00-00-028F0

Property Details

APN / Parcel Number

Primary APN04300-00-00-028F0
Alternative APN
  • 9161

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,063 sqft Finished Area
Basement Area1,320 sqft
Unfinished Basement1,320 sqft
Family RoomFamily Room
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialMetal
Lot Area355,537 sqft (8.16 acres)
Garage Area775 sqft
DrivewayPaver Driveway

Exterior Amenities

PorchSlab
Porch Area256 sqft
Deck Area36 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2098 GARTH RD
CityCHARLOTTESVILLE
StateVA
Zip22901-5413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRURAL AREA
Legal DescriptionACREAGE PT PARCEL G
JurisdictionALBEMARLE VA
Township / Civil DivisionJACK JOUETT
Census Block Group1
Census Block1007
Census Tract10202

Owner

2098 Garth Rd is owner-occupied and held in a trust since December 2018.

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address2098 GARTH RD, CHARLOTTESVILLE, VA 22901-5413
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 7, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2016 · Amount on File
Deed SaleJan 13, 2016 · Amount on File
Deed Document Number2016362
Last Transfer DateDec 6, 2018
Transfer Doc5121/570
Record UpdatedSep 20, 2026

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALBEMARLE VA
Recording DateDec 14, 2018
Property Address2098 GARTH RD, CHARLOTTESVILLE, VA 22901-5413
Document Number0000013553
Book / Page005121 / 000570
Instrument DateDec 6, 2018
Instrument13553
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2098 GARTH RD CHARLOTTESVILLE VA 229015413, CHARLOTTESVILLE, VA 22901-5413

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALBEMARLE VA
Recording DateNov 7, 2018
Property Address2098 GARTH RD, CHARLOTTESVILLE, VA 22901-5413
Document Number0000012413
Book / Page005111 / 000517
Instrument DateOct 30, 2018
Instrument12413
Transaction TypeTransfer
Record UpdatedDec 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2098 GARTH RD CHARLOTTESVILLE VA 229015413, CHARLOTTESVILLE, VA 22901-5413

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,608.00 (+10.85%)$1,857,700 (+10.84%) Land $802,300 Building $1,055,400$1,857,700 (+10.84%) Land $802,300 Building $1,055,400
2025$14,983.00 (+28.84%)$1,676,000 (+23.07%) Land $692,000 Building $984,000$1,676,000 (+23.07%) Land $692,000 Building $984,000
2023$11,629.00$1,361,800 Land $511,600 Building $850,200$1,361,800 Land $511,600 Building $850,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2098 Garth Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2098 Garth Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Firefly Fiber Broadband, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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