Maricopa County property record for 2123 E Saratoga St, Gilbert, AZ 85296
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,509 sqft · built 1996 |
| Lot Size | 0.126 acres (5,497 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Feb 2025) |
| Tax Bill | $1,549 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 309-11-168 |
| Primary APN | 309-11-168 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,509 sqft Living Area |
| Gross Area | 1,637 sqft |
| 1st Floor Area | 1,509 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 5,497 sqft (0.126 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 600 sqft |
| Patio Area | 128 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2123 E SARATOGA ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-2760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | FINLEY FARMS SOUTH PARCEL 16 MCR 402-38 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 16 |
| Legal Subdivision | FINLEY FARMS SOUTH PARCEL 16 |
| Legal Lot Number | 46 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 422512 |
Source: Maricopa County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2123 E SARATOGA ST, GILBERT, AZ 85296-2760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AERO FEDERAL CREDIT UNION |
| Feb 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2025 · Amount on Record |
| Deed Sale | Feb 25, 2025 · Amount on Record |
| Prior Sale | Sep 14, 2007 |
| Deed Document Number | 2025101048 |
| Prior Transfer Date | Feb 7, 2008 |
| Prior Transfer Doc | 0000210947 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 31, 2026 |
| Property Address | 2123 E SARATOGA ST, GILBERT, AZ 85296-2760 |
| Document Number | 0000512542 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 2026512542 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2123 E SARATOGA ST, GILBERT, AZ 85296-2760 |
| Document Number | 0000512542, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 2026512542 |
| Name | AERO FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Feb 25, 2025 |
| Property Address | 2123 E SARATOGA ST, GILBERT, AZ 85296-2760 |
| Document Number | 0000101048 |
| Map Reference | MB 402 PG 38 |
| Instrument Date | Feb 21, 2025 |
| Instrument | 20250101048 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 133 VIRGINIA ST UNIT 4, 4, EL SEGUNDO, CA 90245-3500 |
| Name | Verified Name |
|---|---|
| Address | 2123 E SARATOGA ST, GILBERT, AZ 85296-2760 |
| Document Number | 0000101049 |
|---|---|
| Date | Feb 25, 2025 |
| Instrument | 20250101049 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,150 (+102.52%) | $411,500 (+5.11%) Land $82,300 Building $329,200 | |
| 2025 | $1,549.00 (-14.23%) | $20,319 (-51.13%) | $391,500 (-5.84%) Land $78,300 Building $313,200 |
| 2024 | $41,580 | $415,800 Land $83,100 Building $332,700 | |
| 2023 | $1,806.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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