Maricopa County property record for 2108 E Saratoga St, Gilbert, AZ 85296
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,511 sqft · built 1997 |
| Lot Size | 0.126 acres (5,493 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $189,000 (Oct 2014) |
| Tax Bill | $1,416 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 309-11-138 |
| Primary APN | 309-11-138 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,511 sqft Living Area |
| Gross Area | 1,639 sqft |
| 1st Floor Area | 1,511 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 5,493 sqft (0.126 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 128 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2108 E SARATOGA ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-2761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | FINLEY FARMS SOUTH PARCEL 16 MCR 402-38 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 16 |
| Legal Subdivision | FINLEY FARMS SOUTH PARCEL 16 |
| Legal Lot Number | 16 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 422512 |
Source: Maricopa County records, as of October 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2108 E SARATOGA ST, GILBERT, AZ 85296-2761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 30, 2017 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE USA INC FN |
| Sep 9, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2014 · Amount on Record |
| Deed Sale | Oct 30, 2014 · Amount on Record |
| Prior Sale | Dec 3, 2010 |
| Deed Document Number | 2014720437 |
| Last Transfer Date | Sep 3, 2020 |
| Transfer Doc | 0000841195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 2108 E SARATOGA ST, GILBERT, AZ 85296-2761 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000887485 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2017-0887485 |
| Name | SUN WEST MORTGAGE USA INC FN |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 9, 2020 |
| Property Address | 2108 E SARATOGA ST, GILBERT, AZ 85296-2761 |
| Document Number | 0000841195 |
| Map Reference | MB 402 PG 38 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 20200841195 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | LAWYERS TITLE OF ARIZONA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Document Number | 0000841196 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 20200841196 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,420 (+106.9%) | $384,200 (+5.09%) Land $76,800 Building $307,400 | |
| 2025 | $1,416.00 (+3.21%) | $18,569 (-52.47%) | $365,600 (-6.42%) Land $73,100 Building $292,500 |
| 2024 | $39,070 | $390,700 Land $78,100 Building $312,600 | |
| 2023 | $1,372.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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