2137 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2137 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,509 sqft · built 1996
Lot Size0.131 acres (5,724 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Nov 2025)
Tax Bill$1,704 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN309-11-170

Property Details

APN / Parcel Number

Primary APN309-11-170
Alternative APN
  • 309111706

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,509 sqft Living Area
Gross Area1,637 sqft
1st Floor Area1,509 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area5,724 sqft (0.131 acres)
Parking Spaces2 Parking Spaces
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address2137 E SARATOGA ST
CityGILBERT
StateAZ
Zip85296-2760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionFINLEY FARMS SOUTH PARCEL 16 MCR 402-38
Legal Range6E
Legal Township1S
Legal Section16
Legal SubdivisionFINLEY FARMS SOUTH PARCEL 16
Legal Lot Number48
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3009
Census Tract422512

Owner

Source: Maricopa County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2137 E SARATOGA ST, GILBERT, AZ 85296-2760
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Prior SaleOct 2, 2003 · Amount on Record
Deed Document Number2025683998
Prior Transfer DateMar 17, 1999
Prior Transfer Doc0000999698
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 25, 2025
Property Address2137 E SARATOGA ST, GILBERT, AZ 85296-2760
Document Number0000683998
Map ReferenceMB 402 PG 38
Instrument DateNov 12, 2025
Instrument20250683998
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1402 E DESERT FLOWER LN, PHOENIX, AZ 85048-5931

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address830 S DOBSON RD UNIT 21, 21, MESA, AZ 85202-2954

Mortgage

Document Number0000683999
DateNov 25, 2025
Instrument20250683999
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,510 (+107.6%)$385,100 (+5.16%) Land $77,000 Building $308,100
2025$1,704.00 (+3.34%)$18,550 (-52.58%)$366,200 (-6.39%) Land $73,200 Building $293,000
2024$39,120$391,200 Land $78,200 Building $313,000
2023$1,649.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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