2118 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2118 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,509 sqft · built 1996
Lot Size0.123 acres (5,371 sqft)
Owner2 Owner Names on File
Last Sale$147,000 (Jul 2003)
Tax Bill$1,687 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN309-11-137

Property Details

APN / Parcel Number

Primary APN309-11-137

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,509 sqft Living Area
1st Floor Area1,509 sqft

Exterior

Year BuiltBuilt 1996
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area5,371 sqft (0.123 acres)
Parking Spaces2 Parking Spaces
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2118 E SARATOGA ST
CityGILBERT
StateAZ
Zip85296-2761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionFINLEY FARMS SOUTH PARCEL 16 MCR 402-38
Legal Range06E
Legal Township01S
Legal Section16
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionFINLEY FARMS SOUTH PARCEL 16
Legal Lot Number15
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3007
Census Tract422512

Owner

The current owner of 2118 E Saratoga St acquired it in September 2005.

Source: Maricopa County records, as of November 20, 2025

Owner of Record2 Owner Names on File
Mailing Address2314 N 46TH ST APT 3, 3, PHOENIX, AZ 85008-2436

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2003 · Amount on File
Deed SaleJul 25, 2003 · Amount on File
Prior SaleJul 25, 2003
Deed Document Number0000993762
Last Transfer DateSep 16, 2005
Transfer Doc0001365199
Record UpdatedJun 8, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address2118 E SARATOGA ST, GILBERT, AZ 85296-2761
Document Number0000246949
Instrument DateMar 23, 2017
Transaction TypeMortgage
Record UpdatedApr 13, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2118 E SARATOGA ST GILBERT AZ 852962761, GILBERT, AZ 85296-2761

Mortgage

Document Number0000246949
DateApr 7, 2017
Instrument246949
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 6, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2118 E Saratoga St was $1,687.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,130$381,300 Land $76,200 Building $305,100
2025$1,687.00
2024$38,760$387,600 Land $77,500 Building $310,100
2023$1,634.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2118 E Saratoga St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2118 E Saratoga St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

Nearby Properties on E Saratoga St

Nearby Streets

Search Property Records by Address or Parcel Number