Maricopa County property record for 2098 E Saratoga St, Gilbert, AZ 85296
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,315 sqft · built 1996 |
| Lot Size | 0.126 acres (5,497 sqft) |
| Owner | Trust Name on File |
| Last Sale | $104,085 (Feb 1997) |
| Tax Bill | $1,275 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 309-11-139 |
| Primary APN | 309-11-139 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,315 sqft Living Area |
| 1st Floor Area | 1,315 sqft |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 5,497 sqft (0.126 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 148 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 2098 E SARATOGA ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-2768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | FINLEY FARMS SOUTH PARCEL 16 MCR 402-38 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 16 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | FINLEY FARMS SOUTH PARCEL 16 |
| Legal Lot Number | 17 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 422512 |
2098 E Saratoga St is owner-occupied and held in a trust since August 2023.
Source: Maricopa County records, as of November 20, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2098 E SARATOGA ST, GILBERT, AZ 85296-2768 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 1997 · Amount on File |
| Deed Sale | Feb 18, 1997 · Amount on File |
| Prior Sale | Feb 18, 1997 · Amount on File |
| Deed Document Number | 0000100983 |
| Deed Book / Page | 309 |
| Last Transfer Date | Aug 10, 2023 |
| Transfer Doc | 0000419505 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 10, 2023 |
| Property Address | 2098 E SARATOGA ST, GILBERT, AZ 85296-2768 |
| Document Number | 0000419505 |
| Map Reference | MB 402 PG 38 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 20230419505 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2098 E SARATOGA ST, GILBERT, AZ 85296-2768 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2098 E SARATOGA ST, GILBERT, AZ 85296-2768 |
The 2025 property tax bill for 2098 E Saratoga St was $1,275.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,260 | $362,600 Land $72,500 Building $290,100 | |
| 2025 | $1,275.00 | ||
| 2024 | $36,770 (+21.03%) | $367,700 (+21.03%) Land $73,500 Building $294,200 | |
| 2023 | $30,380 Land $6,070 Building $24,310 | $303,800 Land $60,700 Building $243,100 | |
| 2022 | $1,206.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2098 E Saratoga St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2098 E Saratoga St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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