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2132 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2132 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,509 sqft · built 1996
Lot Size0.126 acres (5,502 sqft)
OwnerCompany Name on Record
Last Sale$130,000 (Oct 2001)
Tax Bill$1,694 (2025)
Deeds & MortgagesAug 2019 Loan Modification
Oct 2017 Loan Modification
Flood ZoneZone X (moderate risk)
APN309-11-135

Property Details

APN / Parcel Number

Primary APN309-11-135

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,509 sqft Living Area
1st Floor Area1,509 sqft

Exterior

Year BuiltBuilt 1996
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area5,502 sqft (0.126 acres)
Parking Spaces2 Parking Spaces
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address2132 E SARATOGA ST
CityGILBERT
StateAZ
Zip85296-2761
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionFINLEY FARMS SOUTH PARCEL 16 MCR 402-38
Legal Range06E
Legal Township01S
Legal Section16
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionFINLEY FARMS SOUTH PARCEL 16
Legal Lot Number13
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3007
Census Tract422512

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address1135 N RECKER RD STE 102, 102, MESA, AZ 85205-5517
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2019Loan Modification, Mortgage · Line of Credit
KS STATEBANK
Oct 31, 2017Loan Modification, Mortgage
KS STATEBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2001 · Amount on Record
Deed SaleOct 19, 2001 · Amount on Record
Prior SaleJul 28, 2011
Deed Document Number0000976276
Last Transfer DateJun 3, 2015
Transfer Doc0000396854
Record UpdatedJun 8, 2026

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARICOPA AZ
Recording DateAug 16, 2019
Property Address2132 E SARATOGA ST, GILBERT, AZ 85296-2761
Instrument DateAug 5, 2019
Instrument634631
Transaction TypeMortgage
Record UpdatedAug 22, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2132 E SARATOGA ST GILBERT AZ 852962761, GILBERT, AZ 85296-2761

Mortgage

Document Number0000634631
DateAug 16, 2019
Instrument634631
Lender
NameKS STATEBANK
Address1010 WESTLOOP PL, MANHATTAN, KS 66502-2836
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARICOPA AZ
Property Address2132 E SARATOGA ST, GILBERT, AZ 85296-2761
Document Number0000874837
Instrument DateOct 31, 2017
Transaction TypeMortgage
Record UpdatedDec 5, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6239 E BROWN RD #105 MESA AZ 852054933, 105, MESA, AZ 85205-4933

Mortgage

Document Number0000874837
DateNov 27, 2017
Instrument874837
Lender
NameKS STATEBANK
AddressPHOENIX, AZ 85012
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$38,270 (-1.62%)$382,700 (-1.62%) Land $76,500 Building $306,200
2025$1,694.00 (+6.41%)
2024$38,900$389,000 Land $77,800 Building $311,200
2022$1,592.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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