1939 E 40th St, Lorain, OH 44055 Property Records

Lorain County property record for 1939 E 40th St, Lorain, OH 44055 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1964
Square Footage	1,012 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Mixed, 484 sqft
Occupancy	Owner Occupied
Tax Bill	$1,416.00 (2025)

Owner

Source: Lorain County records · APN 03-00-100-116-025

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1939 E 40TH ST, LORAIN, OH 44055-2609
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Sep 15, 1995 · Amount on Record
Last Transfer Date	Nov 02, 2020
Transfer Doc	0000786822
Record Refreshed	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 02, 2020
Property Address	1939 E 40TH ST, LORAIN, OH 44055-2609
Document Number	0000786822
Instrument Date	Oct 29, 2020
Instrument	786822
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1939 E 40TH ST LORAIN OH 440552609, LORAIN, OH 44055-2609

Mortgage

Document Number	786823
Date	Nov 02, 2020
Instrument	786823

Lender

Name	AMERICAN MIDWEST MTG
Type	Mortgage Company
Address	PARMA HEIGHTS, OH 44130

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00	$35,260 (+%) Land $5,600 Building $29,660	$100,740 (-) Land $16,000 Building $84,740
2024	$1,416.00 (-8.76%)	$35,259 (+19.97%) Land $5,600 Building $29,659	$100,740 (+19.97%) Land $16,000 Building $84,740
2023	$1,552.00 (+0.84%)	$29,390 (-) Land $6,237 Building $23,153	$83,970 (-) Land $17,820 Building $66,150
2022	$1,539.00	$29,390 Land $6,240 Building $23,150
2021			$83,970 Land $17,820 Building $66,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`03-00-100-116-025`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,012 sqft Living Area
1st Floor	1,012 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1964
Architectural Style	Split Level Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	132 ft x 67 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	484 sqft Garage
Patio Area	100 sqft Patio
Canopy Area	200 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1939 E 40TH ST
City	LORAIN
State	OH
Zip	44055-2609
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	OAKWOOD ACRES SUB 7 54.96 X 137.00
Legal Subdivision	OAKWOOD SUBDIVISION #7
Legal Block	116
Legal Lot Number	536
Jurisdiction	LORAIN OH
Minor Civil Division	LORAIN
Census Blockgroup	2
Census Block	2013
Census Tract	97500