Oceana County property record for 111 E Hanover St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.409 acres (17,851 sqft) |
| Owner | Company Name on Record |
| Last Sale | $192,000 (Nov 2018) |
| Tax Bill | $4,909 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Jan 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-131-008-00 |
| Primary APN | 044-131-008-00 |
|---|
| Lot Area | 17,851 sqft (0.409 acres) |
|---|
| Street Address | 111 E HANOVER ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 1/2 OF LOT 8 BLOCK 1 - COBB'S ADDITION TO VILLAGE OF PENTWATER WD 2018/22571 |
| Legal Subdivision | COBB'S ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10800 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3980 BUTTERFLY CT NE, GRAND RAPIDS, MI 49525-9369 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Jan 16, 2019 | Intrafamily Transfer, Transfer |
| Nov 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Prior Sale | Aug 28, 1996 · Amount on Record |
| Last Transfer Date | Jan 11, 2019 |
| Transfer Doc | 2019/001160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 111 E HANOVER ST, PENTWATER, MI 49449-7545 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2020/2688 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 2020/2688 |
| Instrument | 202000000747 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jan 16, 2019 |
| Property Address | 111 E HANOVER ST, PENTWATER, MI 49449-7545 |
| Document Number | 2019/001160 |
| Book / Page | 2019 / 001160 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 201900000367 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3980 BUTTERFLY CT NE, GRAND RAPIDS, MI 49525-9369 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Nov 21, 2018 |
| Property Address | 111 E HANOVER ST, PENTWATER, MI 49449-7545 |
| Document Number | 2018/022571 |
| Book / Page | 2018 / 022571 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 201800006589 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | OCEANAA LAND TITLE AGENCY IN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 460 PINE BRAE ST, 460, ANN ARBOR, MI 48105-2723 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3980 BUTTERFLY CT NE, GRAND RAPIDS, MI 49525-9369 |
| Document Number | 201800006590 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 201800006590 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,400 (-3.51%) Land $159,400 | $318,800 (-3.51%) Land $318,800 | |
| 2025 | $4,909.00 (+5.12%) | $165,200 (+36.75%) Land $165,200 | $330,400 (+36.75%) Land $330,400 |
| 2024 | $4,670.00 (+10.27%) | ||
| 2023 | $120,800 Land $120,800 | $241,600 (-) Land $241,600 | |
| 2022 | $4,235.00 | $241,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENTWATER serves 857 people · EPA ID MI0005260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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