1617 Garth Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1617 Garth Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,948 sqft · built 1880
Lot Size	2.08 acres (90,605 sqft)
Owner	Trust Name on File
Last Sale	$725,000 (Nov 2017)
Tax Bill	$12,326 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04300-00-00-02000`

Property Details

APN / Parcel Number

Primary APN	`04300-00-00-02000`
Alternative APN	`9092`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,948 sqft Finished Area
Basement Area	400 sqft
Unfinished Basement	400 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 2018
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Slate
Lot Area	90,605 sqft (2.08 acres)
Garage Type	Detached
Garage Area	576 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Patio Area	916 sqft
Shed	1 Shed
Shed Area	80 sqft
Gazebo	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1617 GARTH RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-5438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE 1 HICKORY STICK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	1
Census Block	1002
Census Tract	11000

Owner

1617 Garth Rd is owner-occupied and held in a trust since December 2018.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	1617 GARTH RD, CHARLOTTESVILLE, VA 22901-5438
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Dec 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 7, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2017 · Amount on File
Deed Sale	Nov 7, 2017 · Amount on File
Deed Document Number	201712984
Deed Book / Page	4981 / 90
Last Transfer Date	Dec 10, 2018
Transfer Doc	5124/295
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1617 GARTH RD, CHARLOTTESVILLE, VA 22901-5438
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200010869
Date	Sep 13, 2022
Instrument	202200010869

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 21, 2018
Property Address	1617 GARTH RD, CHARLOTTESVILLE, VA 22901-5438
Document Number	0000013856
Book / Page	005124 / 000295
Instrument Date	Dec 10, 2018
Instrument	13856
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1617 GARTH RD CHARLOTTESVILLE VA 229015438, CHARLOTTESVILLE, VA 22901-5438

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 7, 2017
Property Address	1617 GARTH RD, CHARLOTTESVILLE, VA 22901-5438
Document Number	0000012984
Book / Page	004981 / 000090
Instrument Date	Oct 20, 2017
Instrument	12984
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$725.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1617 GARTH RD CHARLOTTESVILLE VA 229015438, CHARLOTTESVILLE, VA 22901-5438

Tax Assessment & Valuation

The 2026 property tax bill for 1617 Garth Rd was $12,326, up 11.8% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,326.00 (+11.83%)	$1,378,700 (+11.83%) Land $400,000 Building $978,700	$1,378,700 (+11.83%) Land $400,000 Building $978,700
2025	$11,022.00	$1,232,900 Land $345,000 Building $887,900	$1,232,900 Land $345,000 Building $887,900
2023	$8,834.00	$1,034,500 Land $255,000 Building $779,500	$1,034,500 Land $255,000 Building $779,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1617 Garth Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1617 Garth Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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