Butler County property record for 2094 Gardner Rd, Hamilton, OH 45013
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,348 sqft · built 2001 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (May 2024) |
| Tax Bill | $3,094 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B1010-013-000-090 |
| Primary APN | B1010-013-000-090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Family Room | Family Room |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 27,007 sqft (0.62 acres) |
| Terrain | Rolling |
| View / Lot | Neighborhood / Spot |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Pole Barn | 660 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 2094 GARDNER RD |
|---|---|
| City | HAMILTON |
| State | OH |
| Zip | 45013-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 4 13 NW |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 1002 |
Source: Butler County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2094 GARDNER RD, HAMILTON, OH 45013-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Apr 7, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 1, 2024 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on Record |
| Deed Sale | May 1, 2024 · Amount on Record |
| Prior Sale | Sep 2, 2015 · Amount on Record |
| Deed Document Number | 202413291 |
| Deed Book / Page | 10082 / 939 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Apr 16, 2026 |
| Property Address | 2094 GARDNER RD, HAMILTON, OH 45013-1122 |
| Document Number | 0000013142 |
| Book / Page | 10344 / 791 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202613142 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 2094 GARDNER RD, HAMILTON, OH 45013-1122 |
| Document Number | 0000013142, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 10344/791 |
| Instrument | 202613142 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Sep 1, 2054 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2094 GARDNER RD, HAMILTON, OH 45013-1122 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2094 GARDNER RD, HAMILTON, OH 45013-1122 |
| Document Number | 0000010923 |
|---|---|
| Date | Apr 7, 2025 |
| Book Page | 10202/90 |
| Instrument | 2025-00010923 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2094 GARDNER RD, HAMILTON, OH 45013-1122 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 595 FAIRHAVEN DR, HAMILTON, OH 45013-2055 |
| Document Number | 0000013292 |
|---|---|
| Date | May 1, 2024 |
| Book Page | 10082/941 |
| Instrument | 2024-00013292 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANC |
|---|---|
| Address | 700 E GATE DR STE 400, MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
Source: Butler County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Hanover Township |
| Unified School District | Talawanda City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,094.00 (+12.71%) | $85,930 (-) Land $12,240 Building $73,690 | $245,500 (-) Land $34,970 Building $210,530 |
| 2024 | $2,745.00 (+14.76%) | ||
| 2023 | $2,392.00 (+46.39%) | $85,930 (+46.76%) Land $12,240 Building $73,690 | $245,500 (+46.76%) Land $34,970 Building $210,530 |
| 2022 | $1,634.00 | $58,550 Land $12,240 Building $46,310 | |
| 2020 | $167,280 Land $34,970 Building $132,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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