2031 Gardner Rd, Hamilton, OH 45013 Property Records

Butler County property record for 2031 Gardner Rd, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Lot Size	3.29 acres (143,443 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Jun 2014)
Tax Bill	$266 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B1010-013-000-041`

Property Details

APN / Parcel Number

Primary APN	`B1010-013-000-041`
Alternative APNs	`0005300` `326416` `329110`

Exterior

Lot Area	143,443 sqft (3.29 acres)
Terrain	Rolling
View / Lot	Neighborhood / Spot

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Street Address	2031 GARDNER RD
City	HAMILTON
State	OH
Zip	45013-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 4 13 E PT & SW 1/4
Jurisdiction	BUTLER OH
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4007
Census Tract	15000

Owner

2031 Gardner Rd is owned and occupied by an individual who acquired it in May 2024.

Source: Butler County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2031 GARDNER RD, HAMILTON, OH 45013-1121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit AURGROUP FINANCIAL CU
Apr 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AURGROUP FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2014 · Amount on File
Deed Sale	Jun 11, 2014 · Amount on File
Deed Document Number	201422226
Deed Book / Page	8702 / 378
Last Transfer Date	May 9, 2024
Transfer Doc	0000015500
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	2031 GARDNER RD, HAMILTON, OH 45013-1121
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034720
Date	Sep 1, 2017
Book Page	9074/1708
Instrument	2017-00034720

Lender

Name	AURGROUP FINANCIAL CU
Type	Credit Union
Address	FAIRFIELD, OH 45014

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Aug 31, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTLER OH
Recording Date	Apr 8, 2022
Property Address	2031 GARDNER RD, HAMILTON, OH 45013-1121
Document Number	0000016598
Book / Page	9833 / 1438
Instrument Date	Mar 25, 2022
Instrument	2022-00016598
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2031 GARDNER RD, HAMILTON, OH 45013-1121

Mortgage

Document Number	0098331444
Date	Apr 8, 2022
Instrument	9833/1444

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTLER OH
Recording Date	Mar 31, 2020
Property Address	2031 GARDNER RD, HAMILTON, OH 45013-1121
Document Number	0000013357
Book / Page	9420 / 1876
Instrument Date	Mar 17, 2020
Instrument	2020-00013357
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	17915 HAYDISH RD, HILLMAN, MI 49746-7909

Mortgage

Document Number	0094201879
Date	Mar 31, 2020
Instrument	9420/1879

Lender

Name	AURGROUP FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2031 Gardner Rd was $266, down 3.6% from the year before.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Hanover Township
Unified School District	Talawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$266.00 (-3.62%)	$7,220 Land $7,220	$20,620 Land $20,620
2024	$276.00 (+5.75%)
2023	$261.00 (-16.35%)	$7,220 (-) Land $7,220	$20,620 Land $20,620
2022	$312.00	$7,220 Land $7,220
2020			$20,620 Land $20,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2031 Gardner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2031 Gardner Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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