2054 Gardner Rd, Hamilton, OH 45013 Property Records

Butler County property record for 2054 Gardner Rd, Hamilton, OH 45013

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,476 sqft · built 1998
Lot Size1.3 acres (56,628 sqft)
Owner2 Owner Names on Record
Last Sale$193,000 (May 2001)
Tax Bill$4,708 (2025)
Deeds & MortgagesFeb 2017 Line of Credit
Sep 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNB1010-013.000-086

Property Details

APN / Parcel Number

Primary APNB1010-013.000-086
Alternative APNs
  • 0002600
  • 453517
  • 457126

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,476 sqft Living Area
Gross Area2,152 sqft
1st Floor Area1,076 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleColonial
Exterior MaterialCombination
Lot Area56,628 sqft (1.3 acres)
Garage Area774 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area80 sqft
Deck Area32 sqft
Patio Area408 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number0002600
Old Parcel NumberB1010013.000086
Street Address2054 GARDNER RD
CityHAMILTON
StateOH
Zip45013-1122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 4 13 SE 1/4
JurisdictionBUTLER OH
Township / Civil DivisionHANOVER
Census Block Group4
Census Block4003
Census Tract1002

Owner

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address2054 GARDNER RD, HAMILTON, OH 45013-1122
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2017Deed of Trust, Mortgage · Line of Credit
NATIONAL BANK
Sep 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
AURGROUP FINANCIAL CU
Jan 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2001 · Amount on Record
Deed SaleMay 22, 2001 · Amount on Record
Prior SaleApr 16, 1998 · Amount on Record
Deed Document Number0000034291
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Property Address2054 GARDNER RD, HAMILTON, OH 45013-1122
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007713
DateFeb 27, 2017
Book Page9005/0163
Instrument2017-00007713
Lender
NameNATIONAL BANK
TypeBank
AddressLEBANON, OH 45036
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Property Address2054 GARDNER RD, HAMILTON, OH 45013-1122
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036248
DateSep 13, 2017
Book Page9079/0138
Instrument2017-00036248
Lender
NameAURGROUP FINANCIAL CU
TypeCredit Union
AddressFAIRFIELD, OH 45014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Property Address2054 GARDNER RD, HAMILTON, OH 45013-1122
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001243
DateJan 7, 2022
Book Page9790/1595
Instrument2022-00001243
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyButler County
County SubdivisionHanover Township
Unified School DistrictTalawanda City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,708.00 (+1.84%)$130,770 (-) Land $14,840 Building $115,930$373,630 (-) Land $42,400 Building $331,230
2023$4,623.00 (+34.9%)$130,770 (+51.14%) Land $14,840 Building $115,930$373,630 (+51.14%) Land $42,400 Building $331,230
2022$3,427.00$86,520 Land $14,840 Building $71,680
2020$247,200 Land $42,400 Building $204,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST REGIONAL WATER DISTRICT
public/private · serves 42,856 people · EPA ID OH0903912
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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