Butler County property record for 2028 Gardner Rd, Hamilton, OH 45013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,240 sqft · built 1996 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Jan 2020) |
| Tax Bill | $4,063 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B1010-013.000-084 |
| Primary APN | B1010-013.000-084 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Area | 1,406 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0002700 |
|---|---|
| Old Parcel Number | B1010013.000084 |
| Street Address | 2028 GARDNER RD |
| City | HAMILTON |
| State | OH |
| Zip | 45013-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 4 13 NE COR OF SE 1/4 |
| Legal Subdivision | GREEN VIEW NORTH |
| Legal Lot Number | 224 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 1002 |
Source: Butler County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2028 GARDNER RD, HAMILTON, OH 45013-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 6, 2020 | Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP |
| May 17, 2017 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2020 · Amount on Record |
| Deed Sale | Jan 6, 2020 · Amount on Record |
| Prior Sale | Jan 6, 2020 · Amount on Record |
| Deed Document Number | 0000000571 |
| Deed Book / Page | 9386 / 1696 |
| Last Transfer Date | May 5, 2021 |
| Transfer Doc | 0000026064 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2028 GARDNER RD, HAMILTON, OH 45013-1122 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000039637 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 9895/1718 |
| Instrument | 2022-00039637 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | May 5, 2021 |
| Property Address | 2028 GARDNER RD, HAMILTON, OH 45013-1122 |
| Document Number | 0000026064 |
| Book / Page | 9645 / 1560 |
| Map Reference | VOL 29 PG 122 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2021-00026064 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Title Company | NOT AVAILABLE, TITLEMAX |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2028 GARDNER RD, HAMILTON, OH 45013-1122 |
| Document Number | 0096451562 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 9645/1562 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Jan 6, 2020 |
| Property Address | 2028 GARDNER RD, HAMILTON, OH 45013-1122 |
| Document Number | 0000000571 |
| Book / Page | 9386 / 1696 |
| Map Reference | VOL 29 PG 122 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 2020-00000571 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | ABSOLUTE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2028 GARDNER RD, HAMILTON, OH 45013-1122 |
| Document Number | 0093861698 |
|---|---|
| Date | Jan 6, 2020 |
| Instrument | 9386/1698 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 2028 GARDNER RD, HAMILTON, OH 45013-1122 |
| Document Number | 0000028849 |
| Book / Page | 009059 / 000798 |
| Instrument Date | May 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2028 GARDNER RD HAMILTON OH 450131122, HAMILTON, OH 45013-1122 |
| Document Number | 0000028849 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 009059/000798 |
| Instrument | 28849 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 24, 2057 |
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Hanover Township |
| Unified School District | Talawanda City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,063.00 (+1.83%) | $112,870 (-) Land $14,840 Building $98,030 | $322,480 (-) Land $42,400 Building $280,080 |
| 2023 | $3,990.00 (+33.44%) | $112,870 (+49.6%) Land $14,840 Building $98,030 | $322,480 (+49.59%) Land $42,400 Building $280,080 |
| 2022 | $2,990.00 | $75,450 Land $14,840 Building $60,610 | |
| 2020 | $215,570 Land $42,400 Building $173,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST REGIONAL WATER DISTRICT public/private · serves 42,856 people · EPA ID OH0903912 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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